Renewal of Chattel Mortgage 
I purchased a farm in August, 1020; 
the price of same, with equipment, live 
stock and personal property, amounting 
to $2,300, payable as follows: $1 cash, 
with 8200 of principal, plus interest (6 
per cent) payable on April 1 of each year, 
first payment due on April 1, 1921. There 
is a chattel mortgage on personal property 
amounting to $400, worded somewhat as 
follows: $200 plus interest of the prin¬ 
cipal to be paid on April 1. 1921: second 
payment to be paid on April 1. 1922 
($200 plus interest), which concludes the 
payments on the chattel mortgage. I 
paid the first $200. plus interest of prin¬ 
cipal on April 1, 1921. Must this chat¬ 
tel mortgage be renewed at the end of 
the first year? Holder claims so, and also 
claims he has it recorded. He claims if 
I do not sign he can attach and sell live 
stock, etc. (personal property). Can he 
do that when chattel mortgage calls for 
second and final payment of it on April 
1. 1922? Finally, am I compelled to 
sign the renewed mortgage? If so, please 
state why. M - z. 
The law provides that in order to con¬ 
tinue the lien of the chattel mortgage, so 
far as subsequent purchasers are con¬ 
cerned, a statement of renewal of the 
chattel mortgage must be filed every year 
in the town or county clerk's office where 
the mortgage is filed. This does not mean 
that a new mortgage must be made every 
year, for the holder of a mortgage may 
make the statement and file it. The per¬ 
son who holds your mortgage is undoubt¬ 
edly confused on this point, but if he in¬ 
sists on your signing a new mortgage it 
can do you no harm. N. t. 
Debtor’s Exemption on Note 
I gave a note for $400 February 2, 
1920. I was paying on the note every 
three months. After I had this note 
about half paid the holders sued me for 
the note. I put the case in an attorney’s 
hands, and he did not advise me when the 
trial came up, nor did he defend it. The 
holder of this note has attached and is to 
try to execute the only team we have on 
the farm, and this team is legally the 
property of my wife. Will you advise me 
whether there is some law, Federal or 
State, that will protect us? n. p. 
Connecticut. 
The following exemptions are given 
under the Connecticut statute: Home¬ 
stead to the value of $1,000 if declaration 
to hold it as such is duly recorded, neces¬ 
sary household furniture, apparel, etc., im¬ 
plements of the debtors trade, librmy, 
not exceeding $500 in value, horse, buggy, 
etc of a physician not exceeding $200 in 
value ; one boat, if used in the oyster busi¬ 
ness; one sewing machine, one cow, 10 
sheep, two swine, household supplies to a 
limited amount, so much of any debts ac¬ 
crued by reason of personal service or 
labor of the debtor, if it does not exceed 
$15, except there is no claim for exemp¬ 
tion for board and household rent. If the 
team is legally the property of your wife, 
it will probably be necessary for you to 
make proof of the same. N. T. 
Applying Money on Debt 
A man owes me a note for $85, and 
interest for a year. The note was due 
six months ago. He also owes me a pay¬ 
ment on a contract which will be due 
soon. If he presents only funds for the 
payment on contract can I receipt him 
for it and use enough to cancel the note 
and apply the rest towards what is due 
on the contract? F - °- 
New York. 
If a person owes another two or more 
debts and pays a sum of money without 
specifying how it is to be applied, the 
other might apply it as he desires, but if 
the debtor specifies the debt to which lie 
wishes the payment to apply, the creditor 
must apply it accordingly. If A owes II 
a note for $150 and $50 open account, and 
B writes to A that he would like the 8-><> 
open account and A sends the $50 with¬ 
out specifying how it is to be applied, it 
will be presumed from the demand that A 
intended it in payment of the open ac¬ 
count. N * T * 
Dispute Over Logs 
A did some lumbering, and paid R for 
putting the logs in the mill. < asked A 
for some of the waste butt logs, and A 
said C could have them for firewood. O 
went in the woods and cut one up into 
firewood. (1 says that logs belong to B 
C savs A gave him those logs, so told 
B. B went into the woods and took 
log home and said nothing to C. Has he 
a right to that log? Can C make B pay 
him for the time he put on that tog. m 
sawing it up, and can he make iiim bring 
that log back? C wants to go to law 
about it. w - c - Jt - 
Pennsylvania. 
There is nothing in this statement to 
indicate who actually owns the logs in 
question. If A was the owner of the logs, 
he could give all or any part of them to 
whoever he wished. If we add one more 
letter to the inquiry, and say that X is 
the owner, neither A. B. C nor G could 
give them away without the consent_of X. 
Bearing in mind the above, if O is the 
rightful owner he can recover from the 
wrong-doer what his actual damages are. 
N. T. 
Subscribers’Exchange 
Rate of advertising in this department ac per 
word each insertion, payable in advance. 
Copy must reach us Thursday morning to 
appear in issue of following week. 
This department is for the accommodation of 
subscribers, but no display advertising or ad- 
vertising of a commercial nature is admitted 
Farm Help Wanted | 
WANTED 1 —Single women as attendants in State 
institution for feeble-minded; salary $44 per 
month and maintenance, with opportunity for 
advancement. Apply, stating age and enclos¬ 
ing letter of reference (from previous employers, 
if possible) to SUPERINTENDENT, Letchworth 
Village, Tliiells, Rockland Co., N. Y. 
SPECIALIST in grain, potatoes and live stock 
production (married, 30, technical training, 8 
years’ experience), soon open for contract: pre¬ 
fer profit-sharing basis with nominal salary. 
ADVERTISER 0047, care Rural New-Yorker. 
GOOD clean milker with lifetime experience 
taking care of cows, A1 butter-maker, good 
references, seeks job in a one-man place. AD¬ 
VERTISER 0048. care Rural New-Yorker. 
GARDENER, Seoteh-Irish. 45 years old, 20 
years’ experience on private places, wishes po¬ 
sition; good references. D. NORRIS, 220 Rem¬ 
ington St., Rridgejwrt, Conn. 
WORKING manager, foreman, landscape gar¬ 
dener and mechanic; experienced with green¬ 
houses and hotbeds; now manager large dairy 
farm; lowest monthly salary considered. $100; 
age 36. ADVERTISER 9653, care Rural New- 
Yorker. 
YOUNG MAN, single, would like position on 
poultry farm; little experience. ADVER¬ 
TISER 9GC3, care Rural New-Yorker. 
WANTED—Married man as assistant herdsman 
on dairy farm; must thoroughly understand 
the care and feeding of Cows and the raising of 
calves; send references and state salary desired 
in first letter. ADVERTISER 9491, care Rural 
New-Yorker. 
WANTED—'Farmer or man experienced in fruit 
growing preferred, with family and willing to 
take boarders; good wages, steady position, 
modern house. THE ORCHARDS, Bennington. 
Vt. 
WANTED—Housekeeper for dining-room depart¬ 
ment; no waiting table; state age, height and 
weight first letter; good salary. W. G. 
FANCHER, Superintendent, Lawrence, Mass. 
WANTED—Married couple with small family on 
dairy farm; man must be good milker and ex¬ 
perienced in delivering milk by automobile; wife 
must be willing to board one or two farm hands; 
■rood wages and privileges: steady job to the 
right parties. ADVERTISER 9651, care Rural 
New-Yorker, 
WANTED—Middle-aged woman to care for home 
on small farm; two in family; permanent 
home for country woman of the older school. 
ADVERTISER 9644, care Rural New-Yorker. 
HELP WANTED—Good home and $15 monthly 
for Winter for experienced farm laborer; must 
be good milker and worker; regular wnges in 
Spring. ADVERTISER 9652, care Rural New- 
Yorker. 
W \NTED—Married man, preferably with fam¬ 
ily, as herdsman, to take charge of herd of 
purebred Guernseys; in replying state age ex¬ 
perience and qualifications. HENRY BURDEN, 
Cazenovia, N. Y. 
WANTED—-Woman to do cooking, waiting and 
light cleaning on small farm in the Berk- 
shires; modern plumbing and heating; comfort¬ 
able room and bath: good wages; family consists 
of two adults. ADVERTISER 9650, care Rural 
New-Yorker. 
WANTED—Couple without children; man gen¬ 
eral farm work, good milker; wife housework 
and cooking; clean, reliable, Americans; refer¬ 
ences required. MANAGER, Cedar Ridge harm. 
Garrison, N. Y. 
WANTED—Single man to care for small herd of 
Guernseys; fast, clean milker, experienced 
feeder, good calf man, dairyman; must be Amer¬ 
ican Protestant of good character, able to fur¬ 
nish good references, able, willing to work hard 
for good wages. Apply TRYON FARM, Brad¬ 
ford, Mass. 
WANTED—Strong girl or woman for general 
housework; family of two; wages $55. AKD- 
SON FARM, Armonk, Westchester Co., N. Y. 
WANTED—Young man for assistant on modern 
poultry farm; must be farm raised, intelli¬ 
gent, industrious and interested in learning the 
poultry business; a good home, steady employ¬ 
ment and $40 per month for the right, man; 
cigarette smokers not wanted. ADVERTISER 
9650, care Rural New-Yorker. 
CHAUFFEUR—Useful; married; not. much driv¬ 
ing, hut must he competent to drive in New 
York City when needed; during Winter would 
be expected to make himself generally useful; 
in Summer full care lawns (power mower) and 
drives; quarters (three rooms) and wood, one 
quart milk furnished, $70 month; if man proved 
competent could become general foreman; good 
school nearby; those looking for temporary place 
need not apply; one with general farm knowl¬ 
edge preferred. Address MORGAN GRACE, 
Great Neck, I,. I., N. Y. 
MAN (30) wants position; good chauffeur, 
maehanie. milk, care stock, useful; $00 month, 
board. DELANE, 309 Water St., Brooklyn, N. Y. 
SINGLE MAN (45), capable, experienced, stock, 
poultry, farm, garden and repair, work, de¬ 
sires change to position on private place or good 
farm; poultry and garden preferred, but willing 
to do what is required; reference. ADVERTISER 
9655, care Rural New-Yorker. 
FARMER-GARDENER wants position on private 
estate; experienced: married; wife will hoard 
help: reference. ADVERTISER 9057, care Rural 
New-Yorker. 
POSITION WANTED to do chamber work or to 
take care of children. PEARL LANE, Sharon, 
Conn. Telephone 101-2. 
FARMER—Born and raised on farm, with eight 
years’ experience as manager, one who thor¬ 
oughly understands the handling of men, stock 
and machinery, now open for position. WM. 
MACFARLAND, Penllyn, Pa. 
GARDENER, wishes position on private estate; 
over 30 years’ experience in all the different 
branches; married: no children: best references. 
Address ADVERTISER 90.00, care Rural New- 
Yorker. 
PRACTICAL, experienced farmer desires a posi¬ 
tion as manager; experienced in dairying, 
stock raising ami general farming; American; 
age 31: married. Address WALTER E. GROVER, 
North Bennington, Vt. 
HOUSEKEEPER—Young woman wishes position, 
with 4-year-old girl. Address MRS. SELLAN, 
Box 5, Thornwood, N. Y. 
WANTED—By young married couple, position 
on farm where good, clean, energetic people 
will be appreciated; wife for dairy work: hus¬ 
band ns working manager or foreman; both ex¬ 
perienced in all farm work and machinery; ref¬ 
erences exchanged. ADVERTISER 9054, care 
Rural New-Yorker. 
POULTRY WOMAN — Experienced, thoroughly 
understanding incubating, brooding, egg pro¬ 
duction; educated; industrious; at. present em¬ 
ployed; only A1 proposition, with future will he 
considered. ADVERTISER 9002, care Rural 
New-Yorker. 
Farms For Sale, to Rent, etc. 
ORCHARD FOR SALE—Central Ohio; 0,000 
cherry. 3.000 peach, 1,000 pear. 2,000 plums, 
8,000 apples, four acres of grapes. BOX 436, 
Bennington, Vt. 
FOR SALE—300-acre grain and dairy farm; fine 
location; fully equipped. Owner, J. W. 
TEMPLIN, Coatesville, Pa. 
GOOD productive farm of 110 acres; good build¬ 
ings; Central New York. Address owner, 
ADVERTISER 9599, care Rural New-Yorker. 
-- - 
FOR SALE—Equipped poultry farm; 2% acres; 
trolley cars: six rooms, conveniences; $2,000 
cash; $3,500 throe years. OWNER, Box 230, 
Main, near Butler, Vineland, N. J. 
CRANBERRY BOG—For sale, 30-acre cranberry 
bog with all necessary equipment for ham'Ung 
the crop. ADVERTISER 9024, care Rural New- 
Yorker. 
FOR SALE—Dairy farm of 108 acres in Dela¬ 
ware County. For particulars write MARY A. 
FINCH, Sidney Centre, N. Y. 
220-ACRE, fully equipped dairy farm, near 
Cooperstown, Otsego County; buildings first- 
class: with or without equipment. Particulars, 
terms. ADVERTISER 9020, care Rural New- 
Yorker. 
BEAUTIFUL Ridgefield, Conn., ten-acre poul¬ 
try, fruit, vegetable farm; good house, barn, 
poultry houses; $0,500. SUNNY SIDE FARM, 
Barry Ave., Ridgefield, Oonn. 
173-ACRE Maryland dairy farm; milk route, 
wood business; 120 cleared, level land; bal¬ 
ance valuable timber; good house, buildings; 
fully equipped; 50 head mixed stock; sacrifice 
foi no. 500; half cash; Immediate possession. 
ADVERTISER 9049, care Rural New-Yorker. 
FARM wanted within about 50 miles New York, 
with buildings, some apple trees; no less 50 
acres, machine tillable. SAM KONNIGHT, 
Ramsey, N. J. 
DAIRY, apple and poultry farm for sale, by 
owner; 108 acres; buildings practically new; 
built by owner; feed and cider mill, run by wa¬ 
ter power; this is a lake farm; lake about 800 
feet from house; located 7 miles east of Rliine- 
beck; come and look it over. Address JOHN ,T. 
BUDD, owner, Rhinebeek, Dutchess Co., N. Y. 
______* 
FRUIT FARM for sale; income, $12,000: one of 
the best in Hudson Valley; 11 miles from Al¬ 
bany; 1 M> miles from Hudson River and New 
York Central; 100 acres level land; 32 acres or¬ 
chard in the best state of cultivation; modern 
house. 15 other buildings, which cannot be dupli¬ 
cated for $30,000: last year’s income, $12,000, 
besides orchard; place raised 2.500 bushels grain 
and 125 tons of hay: including horses, cows, 
tractor, all kinds of modern machinery, hay and 
grain; price $32,000: $10,000 cash down. BUCK- 
LEY, 78 State St., Albany, N. Y. 
75-ACRE farm: in good state of cultivation, in¬ 
cluding stock and farming equipment; fair 
buildings; four miles from Ithaca and Cornell 
University; $4,500. LUTHER II. ENGLISH, R. 
D. 3, Ithaca, N. Y. 
FOR SALE—177-acre farm, 3U> miles to station, 
on improved road; best water, good land and 
buildings; 20 acres timber. CLARE GREGORY, 
Mt. Vision, N. Y. 
GUERNSEY milk sells for 45 cents a gallon, 
wholesale. For Sale—Dairy farm of 040 acres; 
now house, cow barn, etc.: fine climate and 
schools; good soil: 53 miles from Richmond; 16 
passenger trains daily. GRAPE LAWN, Burke- 
ville, Va. 
HOMES WANTED—The PLACING OUT BU¬ 
REAU, 415 Broome St., New York, desires to 
communicate with responsible CathoHo families, 
who will take as members of their household, 
suitable hoys between 7 and 12 years. There is 
no greater charity than this. 
CIDER APPLES wanted In small quantities or 
carload lots. JOHN F. WILKINS, Peekskill, 
N. Y. Telephone 24-F-4 Peekskill. 
CIDER APPLES WANTED—Car lots, or any 
quantity. ’Phone Peekskill 408-F-3. II. ECK¬ 
ERT, Maple Ave., Peekskill, N. Y. 
CIDER APPLES WANTED—Carload lots or 
less. STEPHEN REYNOLDS, South Norwalk, 
Conn. 
HONEY—Light extracted. Autumn flower honey; 
none finer: 5-lb. pail, $1.25; 10 lbs., $2.15; de¬ 
livered third postal zone. II. R. LYON, Cran¬ 
ford, N. J. 
—-“I 
ALFALFA FOR SALE—Carload lots. A. A. 
MOORE, Wampsville. N Y. 
PURE HONEY—Finest, quality; prices right; 
satisfaction guaranteed: delivered anywhere; 
circular free. FRANK PHILLIPS, Altoona, Fa. 
PURE HONEY—1921 extracted; 00-lb. cans at 
our station, clover. $8.80; buckwheat, $7: 10 
lbs. delivered within 3d postal zone, clover, 
$2.15; buckwheat, $1.00; write for special prices 
on large lots. RAY C. WILCOX, Odessa, N. Y. 
WANTED—Prairie State, Cyphers, Buffalo in¬ 
cubators. NELSON’S HATCHERY, Grove 
City, Pa. 
KNITTING YARN—Three-ply guaranteed all 
virgin (new) wool, white, gray, brown, red, 
blue, green, black; $2.50 per lb.; two or more 
lbs. at $2.25 per lb. Hand-knit socks, sizes 
10V 2 , 11, 1114, 12, $1.25 per pair. Heavy fringe 
mittens, $3 per pair. F. F. CROSBY. Couders- 
port, Pa. 
IDEAL mangel wurzel beets for sale. Dean M. 
BARBER, Skaneateles, N. Y. 
HONEY—5-lb. pail, $1.25; 0 for $7.20; 12 for 
$13.85: delivered in 3rd parcel zone. E. H. 
NIETSCHE & SONS, Kinderhook, N. Y. 
FOR SALE—Nice Alfalfa hay, in carload lots. 
I. C. HAWKINS. Gen. Del., Syracuse, N. Y. 
SURE POP (old) white nee corn, 25 lbs., par¬ 
cel post 4tli zone, $2.50; big lots less. W. 
HALBERT, Oxford, N. Y. 
WANTED — Middle-aged man, Protestant, to 
work on dairy farm in Herkimer Co., N. Y.; 
good milker and teamster; steady work, good 
home, board and washing, $30.00 per month. 
ADVERTISER 9058, care Rural New-Yorker. 
WANTED—Man to look after small country 
place, Westchester County: able to look after 
garden, saddle horses and take care of car: $80 
per month, house, etc.- ADVERTISER 9001, 
care Rural New-Yorker. 
WANTED—Single farm hand, by the year; per¬ 
manent position for good steady man. ROUTE 
1, Box, 57, Ilyndsville, N. Y. 
Situations Wanted 
SINGLE MAN—Position ns handy man, private 
estate; Ford mechanic, gas engines, carpenter 
work; references; state salary.' full particulars 
first letter. ADVERTISER 9059, care Rural 
New-Yorker. 
WANTED—-Position on egg farm: have four 
years’ experience. Address JOSEPH SCHNICK, 
90Olive Street, Meriden, Conn. 
WANTED—Orchardist, with 10 years’ successful 
experience and college training, wants desir¬ 
able connection; age 39: single; might invest. 
G. T. OTIS, Hartford, Mich. 
FARM MANAGER and skilled breeder; successful 
broad lifetime practical and scientific experience 
all branches general farming; results attained; 
American; married;. 32. ADVERTISER 9042, 
ca e Rural New-Yorker. 
FARM manager, superintendent, desires posi¬ 
tion; life experience, all branches; honest, re¬ 
liable; handle any size proposition; . reference; 
state salary. ADVERTISER 9045, care Rural 
New-Yorker. - . 
POSITION wanted as gardener and caretaker; 
married; no children. CHAS. SPRANDEL, 
408 West 18th St.. New York, N. Y.; care Mrs. 
J:>s. Ilaren. 
FOR SALE—Fully equipped and stocked poultry 
plant, with retail customers for whole product. 
CHAS. A. NEWELL, Melrose, N. Y. 
WATERPOWER grist mill, good home, out¬ 
buildings, 24-acre farm; on National highway, 
one mile to county seat and railroad station; 
Piedmont, Va.; price $3,500; cash, $2,000. Write 
owner. ADVERTISER 9623, care Rural New- 
Yorker. 
WANTED—Ten to 50 acres, with or without 
buildings, preferably within 40 miles of New 
York City; give price and full particulars. C. 
r\ LET.ASH, Toms River, N. J. 
----—- ■ - 1 
FOR SAT.E OIt RENT—Orange County farm; 
two hours from New York; 250 acres; level 
land; brook watered pastures; suitable for stock 
and general farming; near village; will lease to 
party having stock; reasonable rent. ADVER¬ 
TISER 9043, care Rural New-Yorker. 
FOR SALE—Farm of over 90 acres;’ nine miles 
from Albany; near railroad station and school; 
large farmhouse, two barns, icehouse; fine creek 
with falls on place; price $8,500. Apply BOX 54, 
Brookview, N. Y. 
FOR SALE—Farm; 100 acres in good state of 
cultivation: all stock, tools and crops; one 
mile from shipping station and town of over 
1,000; $10,000; this is a bargain; write for par¬ 
ticulars. CHAS. II. EMENS, Marathon, N. Y. 
FOR SALE—80-acre farm, well located to mar¬ 
kets; large house and barn; other buildings. 
Owner, N. G. HINE, Route 3, Seymour, Conn. 
FOR SALE—Near Somerville, N. J., a very 
highly productive farm of 86 acres; 80 acres 
under cultivation; all buildings in good repair; 
12-room house, large barn, cow barn, corneribs, 
wagon house, chicken house, tool and implement 
shed; located one mile from school, two miles 
from town, 2% miles to main line station, C. 
It. I!, of N. J.: will sell at a sacrifice on good 
terms to responsible party. ADVERTISER 9046, 
care Rural New-Yorker. 
41-ACRE farm; 12 miles from Reading; good 
buildings; $1,800. E. ENDP-3S, Robesonia, 
ra. 
APPLE BUTTER—Old-time, home-made; shipped 
in crated stoneware gallon crocks, sealed; par¬ 
ticulars and generous sample by mail, 10c. 
BEAM WINGEHD, Chambersburg, Pa. 
FOR SALE—Victor C. churn in first-class condi¬ 
tion; all complete: gears nnd clutch pulley. 
D. II. MeHUGH, Middlebury, Vt. 
WANTED—Baled oat or wheat straw, dry and 
sound, for bedding; quote cash price. WAL¬ 
NUT GROVE FARM, Washingtonville, N. Y. 
PURE cane syrup delivered anywhere within a 
thousand Hides at $1.60 per gallon. J. W. 
McLEOD, Rowland, N. C. 
FOR SALE—Harris hop press; good condition. 
WILBUR CLARK, Antwerp, N. Y. 
ENDION honey chocolates are made of pure 
honey, coated with bitter-sweet chocolate; 
they are healthful and delicious and will add 
greatly to your Thanksgiving menu; $1 per lb., 
postpaid. “ENDION,” Naples. N. Y. 
FOR SAT.E—Two oars of choice Timothy and 
clover ha v. STEWART I.. PURDIE, Skane¬ 
ateles, N. Y. 
STRONG country butcher wag'>n. pole, shafts, 
complete interior fittings, white enameled, 
like new. $50. LLOYD GOLDSBORO, It. 2, 
Mohnton, Pa. 
WANTED—Wooden-tooth horse hay rake. BOX 
377, Providence, It. I. 
WANTED—-Bull pen; state size, make and price. 
ANDERSON BROTHERS, East Hampton, 
Conn. 
----- 
SUPERIOR American disc grain drill, eleven 
double discs, 7 inches apart: sows grain, 
grass and fertilizer; will sell for $60. ADVER¬ 
TISER 9664, care Rural New-Yorker. 
ALFALFA HAY—For sale, two cars first cutting 
Alfalfa-Timothy mixed; two cars second cut¬ 
ting, pure Alfalfa; one ear fine green third cut¬ 
ting for test cows; one car straight Timothy. 
W. A. WITHROW, It. F. D. 4, Syracuse, N. Y. 
