INS 
I N T 155 
tribute to an average lofs, by the laws of her country, 
Englijh underwriters are bound to indemnify. Walpole v. 
Ewer ; Parke , c. 21. 
If the (hip be loft by a wilful deviation from the track 
of the voyage, the event has not happened upon which 
the borrower was to be difcharged from his obligation 5 
as (he was not loft by a peril to which the lender agreed 
to make himfelf liable. Skin. 153, 345. Holt 126. 1 Eg. Ab. 
372. 2 Ch. Ca. 130. And indeed it is generally exprefsly 
provided againlt in the bond. If the borrower becomes 
bankrupt after the loan of the money, and before the 
event happens which entitles the lender to re-payment, 
the lender may prove his debt under the commiftion, after 
the contingency (hall have happened, as if the event had 
actually happened before the commiftion of bankruptcy 
iffued. 19 Geo. II. c. 32. § a. See the article Bankrupt. 
Bottomry and refpondentia may be infured, provided 
it be fpeciried in the policy to be fuch intereft. And by 
flat. 19 Geo. II. c. 37, the Under alone can make fuch in- 
furance; and the borrower can only infure the furplus 
value of the goods over and above the money borrowed. 
But money expended by the captain for the ufe of the 
fliip, and for which refpondentia-interett is charged, may. 
be recovered under an infurance on goods, fpecie, and ef¬ 
fects, provided it is fan£tioned by the ulage of trade. Fi¬ 
nally, where a perfon infures a bottomry-intereft, and re¬ 
covers upon the bond, he cannot alfo recover upon the 
policy. Parke , c. 2,1. p. 428. 
Form of a Respondentia-Bond. 
Know all men by thefe prefents. That I A. B. of, See. 
am held and firmly bound to C. D. of, &c. in the 
fum, or penalty of ioool. of good and lawful money 
of Great Britain, to be paid to the faid C. D. or to 
his certain attorney, executors, adminiftrators, or af- 
figns; for which payment, well and truly to be made, 
I bind myfelf, my heirs, executors, and adminiftra¬ 
tors, firmly by thefe prefents, fealed with my feal. 
Dated this day of 
in the year of the reign of our fovereign lord 
George the Third, by the Grace of God, of Great 
Britain and Ireland King, Defender of the Faith, 
and fo forth, and in the year of our Lord one thou- 
fand eight hundred and eleven. 
The condition of the above-written obligation is fuch, 
that whereas the above-named C. D. hath, on the day of 
the date above-written, lent unto the above-bounden 
A. B. the fum of 500!. upon merchandifes and effefts, to 
that value, laden or to be laden on-board the good (hip 
or veftel, called the of the burden of tons, or 
thereabouts, now' in the river Thames, whereof E. F. is 
commander: If the faid (hip or veftel do and fliall, with 
all convenient fpeed, proceed and fail from and out of 
the faid river of Thames, on a voyage to any ports or 
places in the Eaft Indies, China, Periia, or ellewhere be¬ 
yond the Cape of Good Hope, and from thence do and (hall 
fail and return unto the faid river of Thames, at or before 
the end and expiration of thirty-fix calendar months, to 
be accounted from the day of the date above-written, and 
that without deviation (the dangers and cafualties of the 
leas excepted :) And if the above-bounden A. B. his heirs, 
executors, or adminiftrators, do and (hall, within days 
next after the faid Ihip or veftel lhall be arrived in the 
faid river of Thames, from the faid voyage, or at the end 
and expiration of the faid thirty-fix calendar months, to 
be accounted as aforefaid (w.hich of the laid times lhall 
firft next happen), well and truly pay, or cauie to be paid, 
unto the above-named C.D. his executors, adminiftrators, 
or aliigns, the fum of 500I. of lawful money of Great 
Britain, together with pounds of like money, by 
the calendar month, and fo prcrportionably for a greater 
or lefs time than a calendar month, for all fuch time, and 
fo many calendar months, as fnall be elapfed and run out 
of the faid thirty-fix calendar months, over and above 
twenty calendar months, to be accounted for from the day 
of the date above-written ; or, if in the faid voyage, and 
within the laid thirty-fix calendar months, to be accounted 
as aforefaid, an utter lofs of the faid Ihip or veftel, by 
fire, enemies, men of war, or any other cafualties, lhall 
unavoidably happen ; and the above-bound A. B. his 
heirs, executors, or adminiftrators, do and (hall within fix 
months next after the lofs, pay and fatisfy to the laid C. D. 
his executors, adminiftrators, or aliigns, a juft and pro¬ 
portional average on all goods and effects which the laid 
A. B. carried from England on-board the faid Ihip or 
veftel, and on all other the goods and effefts of the faid 
A. B. which he lhall acquire during the faid voyage, and 
which fliall not be unavoidably loft: Then the above- 
written obligation to be void, and of no effect 3 or elfe to 
Hand in full force and virtue. 
Sealed and delivered (being f A. B» 
firft duly damped) in the > 
prefence of j 
Re- Insurance is a fecond contract, made by any in- 
furer, to transfer the rilk he has engaged for to another. 
It is in general forbidden by 19 Geo. i l. c. 37, but is per¬ 
mitted to the reprefentatives of an infurer in cafe of hia 
death, or his afiignees in cafe of his bankruptcy 5 and it 
mull be mentioned in the policy that it is a re-infurance; 
To INSU'RE, See. See To Ensure, vol. vi. 
INSUR'GENT, f. [from infurgo, Lat. to rife.] A trai¬ 
tor ; a dilloyal lubjedt; one in open rebellion. 
INSURMOUNTABLE, adj. [injurmontable, Fr.] Infu- 
perable , unconquerable.—Hope thinks nothing difficult, 
defpair tells us, that difficulty is infurmountable. Watts. 
INSURMOUN'TABLENESS, J. [from infurmountable.]. 
The Itate of being infurmountable. 
INSURMOUNTABLY, adv. Invincibly; unconquer¬ 
ably. 
INSURRECTION,/ [infurgo, Lat.] A feditious ri- 
fing ; a rebellious commotion —Infurredions of bale people 
are commonly more furious in their beginnings. Bacon. 
Between the adding of a dreadful thing. 
And the firft motion, all the interim is 
Like a phantafma, or a hideous dream r 
The genius and the mortal inftruments : 
Are then in council; and the Hate of man. 
Like to a little kingdom, fuffers then 
The nature of an hfurredion. 
Shakcfpeare . 
INSURRECTIONARY, adj. Suitable to infurrec- 
tions.—True democratic, exploiive, infurredicnary, nitre. 
Burke. 
To INSUS'URATE, v. n. [from in, Lat. into, and fu- 
furro, to whifper.] To whifper into the ear. Not ufed 
Bailey. J 
INSUSURA'TION, f. [ infufurro , Lat.] The adl of 
whifpering into fomething. 
INTAB'ULATE, v. a. [from in, Lat. on, and tabula, 
a table.] To write on tables. Bailey. 
INTACT', adj. [from in, Lat. contrary to, and tango^ 
to touch.] Untouched. Bailey. 
INTAC'TFE, f. plu. [from in, Lat. contrary to, and 
tango, to touch.] In geometry, the afymptotes of a curve, 
INTAC'TIBLE, adj. [in and tadum, Lat.]. Not per¬ 
ceptible to the touch. 
INTAC'TILE, adj. Incapable of being touched. Scott.. 
INTA'GLIO, f [Italian.] Any. thing which has 
figures engraved on it; chiefly underftood of thofe pre¬ 
cious ftones on which are engraved the heads of great men, 
inferiptions, and the like ; fuch as we frequently fee let 
in rings, feals, See .—We meet with the figures which Ju¬ 
venal deferibes on antique intaglios and medals. Addifon. 
LN'TAKERS, f A kind of thieves in the northern 
parts of England, 1 b called, becaule they, did take in and 
receive fuch booties as their confederate, the out-partners, 
brought to them from the borders of Scotland ; they are 
mentioned in flat. 9 Hen. V. c. 7. 
To INTAM'INATE, v. a. [from tamino, Lat.]. To 
defile. Not ufed. Bailey. 
To INTAN'GLE. See To Entangle, vol. vi. 
INTAN'GLEMENT, 
