22 ILLINOIS STATE DAIRYMEN’S ASSOCIATION, 
of $489,467,771. Banks other than national and savings, have a capital 
Bv this it will be seen that the national banks of this country have 
capital invested in their business exceeding only by about $30,000 000 the 
capital invested by dairymen in the single item of cows, and that the capital 
invested in banks in this country, other than savings, is but seventy-five 
per cent, of the amount invested by dairymen in land. 
If now we add to the capital invested in banking the amount oi 
individual deposits in all the banks of this country other than deposits in 
savings banks, we find as follows . 
Individual Deposits in National Banks, October 1st, 483,458,242 
Deposits in other Banks. * 
.1,099,862.229 
Total deposits, (other than Savings deposits,). 
Add to this the 
. 691,101,357 
Bank Capital, (as before stated,). . . .. 
And we have a total of 
.1,790,964,586 
Bank capital and deposits, of . 
It will be noticed that this amount includes all the capital invested in 
banking and all the money of the commercial, manufacturing, and business 
men of our country. tip 
If we adopt Mr. Tracey’s statement of the number and value ol cow 
and our estimate of the quantity and value of land and other property use 
by the dairy farmers in the prosecution of their business, it will be seen 
that the capital invested in this business nearly if not quite equa s a e 
banking capital and the money wealth of all the commercial, manufacturing 
and business men of this country. . , 
How to obtain the best results for such an amount of capital 
invested, is worthy of the most careful consideration. 
In discussing the topic, how to make dairy farming more profitable 
than it now is, I shall present only one view of it, viz: the necessi y o 
' making our dairy products of such kinds and qualities that they•shall ran 
equal to that of other countries, in the best markets of the world and thu 
avoid the fearful fluctuations in value so common to our own localities. 
The Hon. X. A. Willard, in an address before the “Vermont Dairymen 
Association,” stated that in looking over the English market reports for the 
past ten years, it would appear that there has been but little Auctions m 
price; that there never was a time when the market was glutted wit 
cheese of clear, sweet, nutty flavor; that such cheese, of good keepin c 
