Terms of Business 
SEND REMITTANCES by check, post office money order or express money order* 
Small amounts may be conveniently sent in stamps. Orders to be delivered C. O. D. 
should be accompanied by a cash payment of 25 per cent of the total amount of the 
order, except where the customer lives in the immediate St. Louis territory. 
WE PAY DELIVERY CHARGES on all orders for flower seeds, vegetable seeds 
and bulbs to any post office, express office or railroad station in the U. S. 
CUSTOMER PAYS DELIVERY CHARGES on peas, beans, corn, farm seeds, grass 
seed, seed potatoes, onion sets, fertilizers, insecticides, tools and general garden 
supplies. Postage on these items should be included with the order unless shipment 
is desired by express or freight. 
FREE LOCAL DELIVERY SERVICE. All orders amounting to $2.00 or more will 
be delivered FREE OF CHARGE to any address in St. Louis, University City, Clayton, 
Richmond Heights, Maplewood, Webster Groves, Kirkwood, Brentwood and other 
suburbs immediately adjoining St. Louis. 
NON-WARRANTY. While we exercise the utmost care in selecting the products 
we sell, we give no warranty, express or implied, as to description, quality, productive¬ 
ness or any other matter of any seeds, bulbs, plants or shrubs we send out and we 
will in no way assume responsibility for the crop. 
Advisory Service 
CORRESPONDENCE. We invite you to communicate with us for advice and in¬ 
formation on all phases of gardening and assure you that all letters of inquiry will 
have the attention of a specialist on the subject in question. 
PERSONAL VISITS. An experienced representative from our company is avail¬ 
able to personally visit your grounds and offer advice and counsel on the creation, 
improvement and maintenance of lawns and gardens. Appointments to be made in 
advance. 
PRIZES TO GARDEN CLUBS. It is our policy to offer trophies, seeds, bulbs and 
garden requisites as prizes for flower shows and garden club events. Officials of 
garden clubs are free to call on us for this cooperation. 
Garden Publications 
The following publications are sent free of charge to everyone on our mailing 
list. As we keep separate lists for each class, please be specific in writing for catalogs 
and literature. We do not wish to annoy you with material on subjects in which you 
are not interested. 
GENERAL SPRING CATALOG 
PUBLISHED FEBRUARY 1st. An illustrated and complete catalog of all seeds, 
bulbs, plants, garden tools, fertilizers, insecticides and horticultural requisites. 
MIDSUMMER CATALOG 
(Advance Bulb Offer and Perennial Seed List) 
PUBLISHED MAY 1st. Special prices for early orders on Holland, Japanese, 
Bermuda and domestic bulbs for fall planting. Also includes a complete listing of 
perennial seeds and summer garden needs. 
FALL CATALOG 
PUBLISHED SEPTEMBER 1st. A comprehensive list of bulbs and plants for fall 
planting. Includes Tulips, Hyacinths, Narcissi, Lilies, Peonies, Iris and Forcing Bulbs. 
Also Perennial plants and seeds, lawn grasses and horticultural supplies. 
PALMER SEED COMPANY 
617 North Broadway ST. LOUIS, MO. 
