A MESSAGE OF ENCOURAGEMENT 
“Beyond the material recovery, I sense a spiritual recovery as 
well. The people of America are now, as never before, turning to 
those permanent values which are not limited by the physical objec¬ 
tives of life.” 
I like very much to quote the above encouraging words, because, 
for me at least, they are true. In 1927, after over forty years of 
active business experience, and at the age of sixty, I believed my 
material possessions were worth two hundred thousand dollars, and 
I am ashamed of it now, but I really thought I had lived a successful 
life. But with my spiritual senses awakening, I know that no life, 
which at its culmination, can report only the accumulation of ma¬ 
terial things, even if these amount to millions in value, can be 
accounted successful. 
In order that my life could become a successful one, it was neces¬ 
sary for me to turn to those “permanent values” in which material 
things have no part. I thank God that even at the cost of nine-tenths 
of my worldly possessions that I have learned that “a man’s life con- 
sisteth not in the abundance of the things which he possesseth.” I 
would gladly have given up every material possession rather than 
to have had my spiritual understanding remain dormant. 
The eight years depression (it came to Ohio in 1928), has depleted 
my possessions at the rate of over twenty thousand dollars per 
year, more than four times as rapidly as I accumulated them. I am 
now paying my living expenses and publishing this booklet from the 
sale of my life insurance policies to the companies which issued them, 
and yet there is more happiness in my heart than when I was receiv¬ 
ing from eight to fifteen thousand dollars per year. 
Please notice that I did not say when I was “making” or “earning” 
from eight thousand to fifteen thousand dollars per year, for it has 
begun to dawn upon my spiritual understanding that I (like many 
thousands of others with very much larger incomes than I, in the 
years of national prosperity), was, after all, probably only a money 
changer with ability to place myself in the position where money 
changing was profitable. 
But now I am free. The property which I have lost does not now 
need my attention, I am free to turn my mind, my understanding, 
and my heart to the study of truth and of spiritual laws. 
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