200 
The  RURAL  NEW-YORKER 
Circulate - don’t  Hibernate 
r  INHERE  S  no  need  to  stay  in- 
*  doors  all  winter.  You  can  do 
all  the  visiting  and  marketing  and 
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in  the  new  Overland  Sedan. 
Scientific  ventilating  and  roomy 
seating  make  this  the  ideal  practi¬ 
cal  family  car  for  all  year.  Many 
refinements  and  improvements 
now  are  added  to  those  qualities 
which  have  caused  nearly  a  million 
people  to  buy  Overland  cars. 
The  greater  Overland  value  in¬ 
cludes  Triplex  Springs  (patented) 
which  create  unequalled  riding 
comfort  and  retain  the  economy 
of  light  weight,  and  sturdy  axles 
with  standard  Timken  bearings 
which  insure  durability  under 
hard  usage.  Tires  are  Fisk,  first- 
quality  oversize  Cords.  Operating 
cost  is  very  low. 
Write  for  interesting  Overland 
book. 
W1LLYS-QVERLAND,  Inc.,  Toledo,  Ohio 
WILL Y S- OVERLAND  Ltd.,  Toronto,  Ont. 
TOURING,  $525  :  ROADSTER,  $525  :  COUPE,  $795 
/.  o.  b.  Toledo 
THE 
HOPE 
FARM 
BOOK 
I  illllllHMHffllffilliffilflfl 
This  attractive  234-page 
book  has  some  of  the 
best  of  the  Hope  Farm 
Man’s  popular  sketches — 
philosophy,  humor,  and 
sympathetic  human  touch. 
Price  $1.50.  For  sale  by 
Rural  New-Yorker,  335 
W.  30th  St..  New  York. 
HIGH  GRADE  ILLUMINATING  OIL 
(kerosene.)  Carefully  refined  from  best  Pennsyl¬ 
vania  Crude.  Safe  and  pure.  For  use  in  lamps, 
stoves,  incubators,  tractors,  etc.  PURE  PENNSYLVA¬ 
NIA  GASOLINE,  68  70  '  gravity.  We  ship  in  55  gallon 
steel  drums.  LUBRICATING  OILS  AND  GREASES  for 
every  purpose.  Write  for  prices  Buy  direct  and 
save  money.  REFINERS'  DISTRIBUTING  CO..  Oil  City,  Pa 
Glass  Cloth 
a  transparent  wa¬ 
terproof  fabric  aa 
efficient  as  glass 
for  hotbeds,  poultry  houses,  etc.  Sample  3x9  ft.  P.P.  SI. 
Cat.  Free.  TURNER  BROS.,  Pesk  Hi  Bladsn,  Nab. 
February  10.  102:: 
Legal  Questions 
Tax  Title  to  Mortgaged  Farm 
A.  B  .and  C  hold  first,  second  and  third 
mortgages  on  farm,  owner  deserting  the 
farm.  L>  buys  farm  at  tax  sale  and  gets 
tax  title,  pays  insurance  on  buildings, 
takes  possession,  lays  out  money  on  re¬ 
pairs  to  buildings  and  fences,  buys  fer¬ 
tilizer,  grass  seed.  etc.,  and  carries  on 
general  farming.  B  claims  ownership, 
exclusive  of  the  other  mortgagees.  lias 
B  a  clear  title,  and  are  the  first  and  third 
mortgages  void?  The  barn  was  struck 
by  lightning  and  damaged.  Who  would 
get  the  insurance?  R.  w.  s. 
New  York. 
Neither  the  first  nor  third  mortgages 
are  void  unless  all  the  requirements  of 
the  tax  law  were  complied  with  as  to  the 
assessment,  notice,  sale  and  notice  to 
mortgagees  after  sale.  It  is  impossible 
to  answer  your  question  further  than 
this,  for  the  reason  we  have  no  knowledge 
as  to  whether  or  not  the  requirements 
were  complied  with.  x.  t. 
Woman's  Liability  for  Husband's  Debts 
Can  a  woman  be  compelled  to  pay  the 
hospital  expenses  of  her  husband?  A 
neighbor,  an  elderly  woman,  owns  her 
home,  which  she  paid  for  by  her  own 
labor.  She  has  also  had  to  do  outside 
work  to  pay  part  of  her  living  expenses, 
as  her  husband  is  a  ne’er-do-well  who 
has  never  fully  supported  his  family.  Be¬ 
lter  husband  fails  to  make  said  payments 
can  she  by  keeping  up  the  payments  re¬ 
ceive  the  money  at  the  time  of  his  death, 
or  at  the  end  of  the  20-year  period,  and 
after  he  falls  to  make  payment  can  he 
come  and  demand  the  policy  and  take  if 
from  her  at  any  time?  If  she  should  die 
before  her  husband  can  she  fix  it  so  her 
children  or  one  child  can  get  it,  or  would 
it  go  to  her  husband?  She  is  now  the 
beneficiary  of  the  policy,  he  having  the 
right  to  change  the  beneficiary.  G.  A.  G. 
New  York. 
Your  sister  has  an  insurable  interest 
in  the  life  of  her  husband,  and  might 
therefore  continue  the  premiums  when 
due.  The  policy  will  tell  you  whether 
the  proceeds  will  go  to  her  children  or 
not  after  Iter  death.  If  she  does  con¬ 
tinue  the  payments  and  he  should  change 
the  beneficiary  she  will  have  her  pro¬ 
tection  up  to  the  time  when  the  change 
in  beneficiary  is  made.  N.  t. 
Inheritance  from  Intestate  in  West 
Virginia 
The  principal  of  our  school  committed 
suicide,  shooting  himself  in  the  head, 
March  11,  1922.  He  lost  his  mind  a 
day  or  so  before  the  accident,  lie  had 
been  hoarding  with  his  widowed  sister-in- 
law.  who  had  only  charged  him  $15  per 
month  board  the  past  11  years.  He  had 
paid  his  board  till  April  1.  He  left  a 
This  is  what  they  call  an  “old-fashioned  “Winter,”  whatever  that  means.  Many  a 
country  home  is  buried  in  snow,  with  the  covering  spiked  down  by  .Tack  Frost.  The 
scene  pictured  here  represents  a  home  in  New  Hampshire*  To  a  man  fresh  from  Cuba, 
spending  his  first  (Winter  in  the  North,  it  would  seem  much  like  the  end  of  the  world. 
To  one  who  has  seen  the  seasons  come  and  go  it  seems  quite  natural.  Spring  will 
surely  come  out  from  under  the  snowdrifts  in  good  time.  The  man  who  sends  this 
picture  believes  that,  for  he  “drops  into  poetry.” 
You'd  little  think  that  beneath  this  snow 
Tulips  and  daffies  are  longing  to  grow 
When  their  rime  comes. 
And  later  on  there  are  currants  red. 
With  a  little  bit  of  a  strawberry  bed 
And  peaches  and  plums. 
There  are  carrots  of  gold  and  soldier  beans. 
Bantam  corn  and  Swiss  chard  greens. 
Stately  Phlox,  Delphiniums  blue, 
With  Gladioli  of  many  a  hue. 
There  are  other  things  not  on  this  card 
Which  make  up  the  scene  in  my  backyard. 
eently  he  was  taken  to  a  hospital  at  the 
county-seat  for  an  operation,  and  the 
county  is  now  trying  to  collect  the  costs 
from  her.  Can  they  take  her  home,  or 
compel  her  to  mortgage  it ;  and  can  they 
compel  her  to  pay  if  she  has  any  money 
besides  what  is  invested  in  her  home? 
The  husband  hasn’t  a  dollar,  and  will  be 
unable  to  earn  anything  for  a  year. 
A.  IT.  G. 
The  code  of  criminal  procedure  pro¬ 
vides  that  a  person  who  abandons  his 
wife  or  children  .  .  .  or  neglects  to 
provide  for  them  according,  to  his  means 
is  a  disorderly  person.  It  also  provides 
as  follows:  “The  father,  mother  and 
children,  if  of  sufficient  ability,  of  a  poor 
person  who  is  insane,  blind,  old,  lame, 
impotent  or  decrepit,  so  as  to  be  unable 
by  work  to  maintain  himself,  must,  at 
their  own  charge,  relieve  and  maintain 
him  in  a  manner  to  be  approved  by  the 
overseers  of  the  poor  of  the  town  where 
he  is,  or.  in  the  City  of  New  York,  by  the 
commissioners  of  public  charities.  If 
such  poor  person  be  insane,  he  shall  be 
maintained  in  the  manner  prescribed  by 
the  insanity  law.  The  father,  mother, 
husband,  wife  or  children  of  a  poor  in¬ 
sane  person  legally  committed  to  and 
confined  in  an  institution  supported  in 
whole  or  in  part  by  the  State,  shall  be 
liable,  if  of  sufficient  ability,  for  the 
support  and  maintenance  of  such  insane 
person  from  the  time  of  his  reception  in 
such  institution.”  . 
The  court  has  held  that  a  married 
woman  is  not  personally  responsible  for 
medical  services  rendered  to  herself  and 
her  children  at  her  own  request,  in  the 
absence  of  a  special  agreement  making 
her  so. 
Wife’s  Right  in  Insurance  Policy 
My  sister,  who  does  not  live  with  her 
I  husband,  has  a  life  insurance  policy,  of 
I  which  payment  comes  due  shortly.  It 
father,  two  sisters  and  one  brother  liv¬ 
ing.  He  left  no  money  and  made  no  will, 
but  had  four  lots.  Who  gets  them?  His 
sister-in-law  is  filing  a  claim  for  near 
$900  for  back  board.  She  says  she 
should  have  had  $40  per  month :  also 
claims  she  loaned  him  some  money.  His 
father  sold  one  lot,  and  made  a  deed  for 
it.  Now  she  is  going  to  sue.  Can  she. 
on  the  one  lot  alone,  which  she  wanted? 
I  am  thinking  of  buying  that  lot.  ills 
brother  and  sisters  claim  they  inherit 
the  same  as  his  father,  and  that  he  had 
no  right  ro  sell  the  lot.  Can  the  sister- 
in-law  claim  board  now  that  she  did  not 
charge  him  for  while  he  was  living 
West  Virginia.  c.  L.  B. 
Under  the  laws  of  West  Virginia,  the 
property  of  the  principal  of  the  school, 
if  he  had  no  wife  or  children,  would  go 
absolutely  to  his  father.  If  he  has  no 
father  living,  the  property  would  go  to 
iu'.s  brothers  and  sisters.  Therefore,  the 
two  brothers  and  sister  have  no  interest 
in  the  property.  Concerning  the  board 
bill  of  the  sister-in-law,  all  she  could  col¬ 
lect  would  be  at  the  rate  for  which  he 
had  paid  his  board  during  past  years.  If 
he  had  paid  his  board  bill  to  April  1  and 
died  on  March  11,  I  doubt  very  much  if 
she  could  recover  any  money.  j.  L.  G. 
The  dear  old  lady  pushed  her  spec¬ 
tacles  up  on  her  forehead,  and  put  down, 
with  an  indignant  sniff,  the  newspaper 
she  had  been  reading.  "These  firemen 
must  be  a  frivolous  lot !”  she  remarked. 
"Why  do  you  think  that,  granny?”  asked 
her  grandson.  “Because  it  says  as  plain¬ 
ly  as  you  can  read  in  this  paper,”  the 
old  lady  explained,  “that  after  the  fir  • 
was  under  control  at  a  building  last  night 
the  firemen  played  on  the  ruins  all  night. 
Why  could  they  not  go  home  to  bed  like 
other  sensible  men  instead  of  romping 
about  like  children ?” — New  York  Globe. 
