A  1218  L 
‘The  RURAL  NEW-YORKER 
September  22,  1923 
PUBLISHER’S  DESK 
All  letters  to  Publisher’s  Desk  depart¬ 
ment  must  be  signed  with  writer’s  full 
name  and  address  given.  Many  inquiries 
are  answered  by  mail  instead  of  printing 
inquiry  and  answer,  hence  unsigned  let¬ 
ters  receive  no  consideration. 
I  have  just  completed  reading  your 
book,  “Organized  Co-operation.”  I  just 
want  you  to  know  that  I  believe  it  is  a 
great  book,  and  appreciated  it.  I  read 
articles  in  The  It.  N.-Y.  some  time  ago 
entitled  “Primer  of  Economics,”  which 
Were  also  line,  and  hoped  to  see  it  in  book 
form.  F.  R. 
New  York. 
There  are  no  other  subjects  that  farm¬ 
ers  need  to  study  at  the  present  time 
more  than  co-operation  and  economics 
generally,  because  no  other  subjects  so 
closely  affect  the  income  of  the  farm.  We 
are  pleased  to  find  that  our  people  are 
beginning  to  read  them  with  interest  and 
approval, 
•What  is  your  opinion  of.  the  accident 
insurance  policies  now  offered  by  some 
publications  in  connection  with  the  sub¬ 
scription  price?  Is  the  company  issuing 
them  reliable,  and  do  the  policies  give  the 
same  protection  as  the  policies  issued  by 
the  old  line  companies?  F.  M.  N. 
New  York. 
These  accident  policies  issued  by  the 
North  American  Accident  Insurance  Com¬ 
pany,  Chicago,  and  used  by  certain  pub¬ 
lications  as  subscription  premiums,  are 
what  is  known  in  insurance  circles  as 
limited  contracts,  and  do  not  give  a  com¬ 
plete  insurance  protection.  The  chief 
trouble  with  policies  of  this  nature  is  that 
many  people  are  not  aware  of  the  cover¬ 
age  they  have  at  the  time  they  buy  it, 
and  a  good  many  others  who  are,  forget 
about  it  after  a  short  time,  and  later,  un¬ 
der  the  impression  that  they  have  com¬ 
plete  accident  protection  until  an  acci¬ 
dent  occurs,  when  they  find  that  the  par¬ 
ticular  injury  they  have  sustained  is  not 
covered  ;rf  all  under  the  policy,  and  for 
that  reason  many  of  the  large  companies 
decline  to  issue  limited  insurance  of  any 
kind,  because  it  creates  dissatisfaction 
among  policy  holders. 
Naturally,  one  does  not  expect  very 
much  from  an  insurance  policy  or  any¬ 
thing  else  sold  in  connection  with  sub¬ 
scriptions  to  publications.  It  is,  of 
course,  possible  for  accidents  to  happen 
covered  by  this  sort  of  limited  policy,  but 
unless  the  accident  happens  in  the  iden¬ 
tical  way  prescribed  in  the  policy,  the 
holder  of  the  policy  has  no  redress.  The 
subscription  scheme  of  offering  an  insur¬ 
ance  carries  the  old  delusion  of  “some¬ 
thing  for  nothing.”  If  F.  M.  N.  wants 
the  publication  for  itself,  all  well  and 
good,  but  he  should  not  be  influenced  by 
the  insurance  of  questionable  value. 
On  June  18  a  man  from  the  New  York 
State  Farm  Sales  Company,  Utica,  N.  Y„ 
called  on  me  and  wanted  to  list  my  farm. 
He  stated  their  terms,  which  are  10  per 
cent  of  the  selling  price,  1  per  cent  to  be 
paid  in  advance,  $15  when  I  listed  farm, 
and  $5  per  month  until  balance  is  paid. 
I  told  him  that  it  was  an  Ostrander 
scheme  to  get  some  easy  money.  He 
got  mad  and  showed  me  several 
papers  printed  in  foreign  language, 
saying  the  company  would  send  me  copies 
carrying  the  advertisement  of  my  farm. 
•My  farm  was  listed  for  $3,100.  I  gave 
them  $15  on  .Tune  18,  and  on  July  18  I 
■sent  them  $5  more.  On  August  14  1  got 
a  reminder  from  them  that  my  nex'  pay¬ 
ment  was  due.  Seeing  what  you  had  to 
say  to  J.  H.  IV.  in  The  Iv.  N.-l  .  of 
July  14  and  not  receiving  any  copies  of 
the  paper  from  them.  I  wrote  them  stat¬ 
ing  what  you  thought  of  their  way  of 
doing  business,  and  that  they  would  not 
ge<  any  more  money  out  of  me  until  I 
received  some  proof  that  they  were  mak¬ 
ing  an  effort  to  sell  my  farm.  I  am  en¬ 
closing  the  answer  received  from  them. 
What  would  you  advise,  pay  the  balance 
or  keep  the  $11  in  my  pocket  and  charge 
the  $20  up  to  experience?  I  received  a 
copy  of  the  advertisement  they  said  thev 
were  going  to  carry  in  their  paper.  I 
also  told  them  if  they  were  not  satisfied 
with  the  offer  to  return  the  $20  I  had 
already  paid  in,  but  my  $20  is  gone,  as 
you  will  see  by  their  answer. 
New  York.  p- 
The  letter  of  the  New  York  State  Farm 
Sales  Company  to  this  farmer  alleges 
that  the  reason  The  B.  N.-Y.  is  opposed 
to  the  advance  payment  scheme  is  that 
we  desire  to  secure  the  advertising  of  the 
farms  for  sale  for  the  columns  of  the 
paper.  These  same  allegations  were 
made  by  Ostrander  20  years  ago.  by  Cor¬ 
nell  and  all  the  other  “advance  fee” 
pirates  since  Ostrander’s  time.  We  ac¬ 
cused  Ostrander  when  he  vvus  soliciting 
the  advance  fee  for  listing  farm  property, 
of  making  no  serious  effort  to  sell  the 
property  after  he  received  the  fee ;  and 
so  far  as  we  have  been  able  to  learn 
all  of  his  imitators  have  followed  his 
footsteps  in  this  particular.  To  conduct 
a  legitimate  real  estate  business  and  sell 
farm  property  is  serious  work,  but  the 
“advance  fee”  game  is  “easy  money.” 
My  son  has  become  very  much  inter¬ 
ested  in  an  advertisement  of  the  Metal 
Cast  Product  Co.,  1096  Boston  Itoad, 
New  York  City,  which  appeared  in  Popu¬ 
lar  Mechanics.  They  sell  the  casting 
forms  for  these  toys  and  promise  to  buy 
all  you  make.  mrs.  f.  t.  e. 
North  Carolina. 
The  above  proposition,  like  all  the 
“work  at  home  schemes,”  is  very  plausible. 
The  promise  to  buy  the  toys  is  the  bait  to 
sell  the  molds.  If  the  Metal  Cast  Prod¬ 
ucts  Co.  desired  the  toys  to  sell  to  the 
trade  it  could  make  the  toys  themselves 
more  economically  than  to  secure  the 
products-  from  the  individuals  who  buy 
the  molds.  The  scheme  is  a  facsimile  of 
the  knitting  machine  schemes  that  have 
relieved  poor  women  of  much  money  dur¬ 
ing  the  past  two  or  three  years. 
J  am  sending  you  an  express  receipt 
for  one  case  of  eggs  shipped  to  the  New¬ 
ark  Produce  Company,  Newark,  N.  J. 
These  eggs  were  shipped  June  13.  They 
refuse  to  answer  me.  I  shipped  them 
three  cases  of  eggs  about  two  months  be¬ 
fore  this,  and  had  quite  a  time  to  get  the 
money.  I  wrote  four  times  before  I  re¬ 
ceived  the  money.  Then  I  received  a  lit¬ 
tle  over  $12  for  the  three  cases.  They 
quoted  40  cents  a  dozen.  If  you  can  get 
anything  for  this  case  of  eggs  1  certainly 
would  appreciate  it  very  much,  and  am 
willing  to  pay  for  collecting  if.  if  you  can 
collect  anything.  R.  L.  H. 
Pennsylvania. 
This  is  similar  to  the  numerous  open 
complaints  which  we  have  against  the 
Newark  Produce  Company,  92  Commerce 
St.,  Newark,  N.  J.,  at  the  present  time, 
in  which  we  have  been  unable  to  obtain 
any  settlement.  Our  representative  made 
a  personal  call  at  their  place  of  business, 
which  is  being  conducted  in  an  old  store 
on  Commerce  St.  C.  II.  Abbott,  the  head 
of  the  concern,  assured  our  representative 
that  lie  would  make  no  settlement  with 
The  II.  N.-Y.,  and  that  we  could  advise 
the  shippers  that  they  had  received  about 
all  the  returns  that  they  could  get  from 
him,  and  if  he  happened  to  feel  like  it  he 
might  make  some  small  ones  within  six 
months.  The  complaints  arise  from  the 
fact  that  Mr.  Abbott  claims  the  eggs 
reach  him  in  a  damaged  condition,  and 
then  a  few  dollars  are  returned  as  pay¬ 
ment  to  the  shipper.  Another  scheme  is 
to  advise  the  shippers  that  their  ship¬ 
ments  do  not  reach  him,  but  the  delivery 
sheets  obtained  from  the  express  company 
show  delivery  to  the  Newark  Produce 
Company  and  signed  for  in  good  order. 
There  is  no  good  reason  why  poultrymen 
should  send  their  shipments  to  irrespon¬ 
sible  concerns  of  this  sort. 
I  don’t  suppose  there  was  ever  another 
agricultural  paper  that  had  the  love  and 
confidence  of  the  subscriber  that  the  pa¬ 
per  published  by  Dillon  and  Collingwood 
has.  c.  w.  s. 
Connecticut. 
IWe  are  proud  to  believe  that  this  is 
true.  To  endure  love  and  confidence 
must  be  mutual.  The  measure  of  love  is 
the  sacrifices  we  make  for  it.  Confidence 
can  exist  long  only  when  it  is  merited 
through  sincerity.  Love  and  confidence 
grow  with  -srutual  service.  Our  subscrib¬ 
ers  are  constantly  doing  us  favors,  mak¬ 
ing  sacrifices  for  the  paper.  We  are  al¬ 
ways  happy  when  we  can  go  out  of  our 
way  to  help  them.  We  value  their  con¬ 
fidence  so  highly  that  nothing  on  this 
earth  could  induce  us  to  abuse  it.  Our 
many  friends  have  our  equally  strong 
sentiment  for  the  paper.  This  mutual 
confidence  is  the  true  fact  of  lasting 
friendship.  We  admit  our  pride  in  it, 
and  our  fond  hope  is  to  merit  a  contin¬ 
uance  of  it. 
Passenger  (after  the  first  night  on 
board  ship)  :  “I  say,  where  have  my 
clothes  gone?”  Steward:  “Where  did 
you  put  them?”  Passenger:  “In  that 
little  cupboard  there,  with  the  glass  door 
to  it.”  Steward :  “Bless  me,  sir.  that 
ain’t  no  cuuboard.  That’s  a  porthole.” — 
Reynolds  Newspaper  (London). 
Pests 
Destroys 
Pig-Pen 
—  disease  germs, 
worm-eggs,  lice, 
insects,  etc.  Drives  out  rats  and  mice.  Sweet- 
enstheswill.  Killsodors.  Makes  hogs  healthy. 
RED  SEAL  Lye  is  the  best  farm-disinfect¬ 
ant  to  be  used  in  stables,  pens,  poultry- 
houses;  in  fact,  any  place  where  vermin 
breed.  Also  makes  a  practical  sheep-dip, 
tree-spray  and  cleaner  for  automobile  trans- 
mission-cases,  farm-machinery,  etc.  (Do 
not  use  on  aluminum.) 
Booklet  containing  complete  list  of  uses, 
with  description  of  each,  sent  on  request. 
Full  directions  in  every  can.  Be  sure  and 
buy  only  the  genuine  RED  SEAL  Lye. 
P.  C.  Tomson  &  Co. 
PHILADELPHIA,  PA. 
(T  rm 
‘  extra 
High  test 
granulated 
r*irriNGTOPCA*j 
SAVE  HALF  Your 
Paint  Bills 
BY  USING  Ingersoll  Paint. 
PROVED  BEST  by  80  years’  use.  It 
will  please  you.  The  ONLY  PAINT  en¬ 
dorsed  by  the  “GRANGE”  for  47  years. 
Made  in  all  colors — for  all  purposes. 
Get  my  FREE  DELIVERY  offer. 
From  Factory  Direct  to  You  at  Wholesale  Prices. 
INGERSOLL  PAINT  BOOK-FREE  <. 
Tells  all  about  Paint  and  Fainting  for  Durability.  Valu¬ 
able  information  FREE  TO  YOU  with  Sample  Cards. 
Write  me.  DO  IT  NOW.  I  WILL  SAVE  YOU  MONEY. 
Oldest  Ready  Uized  Paint  House  in  America— Estab.  1843 
0.  W.  Ingersoll,  246  Plymouth  St.,  Brooklyn,  N.  Y. 
ROOFING 
Special  Snaps  For 
Quick  Keen  Buyers 
We  are  offering  a  limited  quantity  of  roll 
roofing  in  various  grades  for  immediate 
acceptance  and  shipment  as  follows: 
Smooth  Surfaced  Roofing 
This  material  is  built  on  three  different  weights 
of  felt,  well  saturated,  and  surfaced  smooth.  It  is 
easy  to  lay  on  any  roof,  and  can  be  adapted  to 
any  conditions  as  follows: 
No.SC-1  Light  weight, per  roll  of  108  sq.  ft.  $1.00 
No.  SC-2  Med. weight,  per  roll  of  108  sq.  ft.  1.20 
No.  SC-3  Heavyweight,  per  roll,  108  sq.  ft.  1.40 
Red. and  Grey- Green  Slate 
Coated  Roofing 
No.  SC-4  This  material  is  brand  new  85  to  90 
p<3und  stock,  built  on  a  heavy  felt,  and  surfaced 
with  red  or  grey-green  crushed  slate.  $150 
Price  per  roll  of  108  square  feet .  *  — — 
No.SC-5  This  stock  is  more  or  less  defective  as 
to  slate  coating;  two  to  three  lengths  $1  15 
to  the  roll.  Sold  as  is  per  roll  of  108  sq.  ft.  * - 
Roofing  for  Repair  Jobs 
No.  SC-6  Lot  TM-4.  This  material  is  put  up  in 
full  rolls,  running  from  three  to  four  lengths  to 
the  roll.  Suitable  for  small  roofs,  repair  jobs, 
patching,  and  lining.  It  is  known  as  repair  job, 
or  spliced  roofing.  Price  per  roll  of  108  QCfC 
square  feet . 0«A 
NOTE:  Nails  and  cement  will  be 
furnished  at  lOc  per  roll  extra , 
for  any  of  the  above  material, 
Dept.SC- 37 
All  Prices  are  f.o.b.Chicago 
HARRIS  BROTHERS  CO. 
35th  and  Iron  Streets,  CHICAGO 
THE 
HOPE 
FARM 
BOOK 
This  attractive  234-page 
book  has  some  of  the 
best  of  the  Hope  Farm 
Man’s  popular  sketches — 
philosophy,  humor,  and 
sympathetic  human  touch. 
Price  $1.50.  For  sale  by 
Rural  New-Yorker,  335 
W  30th  St..  New  York. 
TOWERS  FISH  BRANDI 
REFLEX  SLICKER 
Patented  Features  make 
t/ie  B^DlfFerenee 
(1EALERS  EVERYWHERE  'S.O'WERs' 
°  N  AJ  TOWER  CO 
BOSTON 
KITSELMAH  FENCE 
“I  Saved  26S£e  a  Rod,”  cays  J.  E. 
Londry,  Weedsport,  N.  Y.  You  also  save. 
We  Pay  the  Freight.  Write  for  Free 
Catalog  of  Farm,  Poultry,  Lawn  Fence. 
KITSELMAN  BROS.  Dept. 230 MUNCIE,  IND. 
Trappers  and  Collectors— don’t  be  satisfied 
with  low  prices.  If  you  want  big:  money, 
ship  to  the  big  market.  A  trial  will  convince 
you  that  it  pays  to  Bhip  to  BLUSTEIN  in 
New  York— the  gateway  to  the  fur  markets 
of  the  world. 
GET  10%  to  2096  MORE 
We  pay  more  for  furs  than  other  houses  because 
of  our  great  New  York  and  foreign  markets.  We 
charge  no  commission— saving  you  another  6%  to 
10%.  If  requested,  we  will  hold  furs  separate,  and 
quote  you  our  best  prices.  If  not  satisfactory,  we 
will  return  your  furs  at  our  expense. 
■■  WRBB  ■■  Send  for  latest  New  York  price 
lists,  market  news  and  shipping 
tagB.  Ail  sent  free.  Write  today 
■  ■  ■■■  ■■  —our  prices  will  surprise  you. 
David  Blustein  &  Bro. 
1  76  W.  27th  St.  New  York  City 
The  Clean  Cutting  CLIMAX 
Ensilage  Cutter 
is  the  cutter  you 
want.  Has  in¬ 
ward  shear  cut, 
thin  straight 
edffc  knives. 
Cuts  and  ele¬ 
vates  with  les» 
power. 
Writs  for  catalog . 
CLIMAX  CORP.,  48  Swan  Street,  Batavia,  N.  Y. 
