House and Garden 
Absolutely No Competitive 
Prizes are Offered by the 
METROPOLITAN 
MAGAZINE 
Everybody Can Win This Prize! 
There are Hundreds of Others 
from which to Choose 
Pianos, Automobiles, Gasoline Launches, Boats, Cameras, Canoes, Kodaks, 
Typewriters, Jewelry, Silverware, Bicycles, Trip to Japan, Trip to Europe, Three 
Weeks’ Vacation at the Greatest Pleasure Resort in the World. These are some of 
the prizes to be given away this season. 
Don’t Fail to Investigate At Once Our Bij| Offers 
There are twenty series of unprecedented premium offers. Each series con¬ 
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THE METROPOLITAN MAGAZINE is launching the greatest Subscription 
Campaign ever inaugurated in the history of the publishing business. We are offer¬ 
ing a wonderful series of valuable prizes and liberal commissions this season to 
representatives who secure subscriptions for the Metropolitan Magazine. 
WE WANT WIDE-AWAKE REPRESENTATIVES 
Address METROPOLITAN MAGAZINE 
the 
3 WEST 29th STREET 
NEW YORK 
Dept. H. & G. 
This $30*29 Book Case and 
$22^2 in Cash 
Are Yours K 
For 73 Subscriptions you can win this 
$30.00 Book Case and $22.50 in Cash 
Every Subscription Taken 
Means a Prize and a Cash 
Commission For You 
Cor. Walnut and 13 th Sts. THE IDEAL HOTEL 
Philadelphia, Pa. of Philadelphia 
New, Modern, Luxurious 
Convenient to railroad stations, shopping centers, and points of general inter¬ 
est. Sanitary conditions throughout. Fire-proof construction. All linen 
sterilized daily. Elegant appointments. 
Rooms without bath, $ 2.00 per day. Rooms with bath, 
$ 2.50 per da.y and upwards. 
Wire for accommodations at our expense. 
EUGENE G. MILLER, Manager 
the premiums have been paid by the 
insured. When the policyholder is ready 
to take up the policy again he will not 
have to pay up back premiums, but may, 
if he wishes, have them charged as a 
loan against the policy. This is one of 
the most marked advancements in life 
insurance. 
“One month’s grace, without interest, 
is allowed for the payment of premiums. 
There will be no restrictions after the 
policy is once issued, as to where a policy¬ 
holder may reside, or where he may 
travel, or what occupation he may fol¬ 
low. 
“Should the insured at any time desire 
to accept a paid-up policy, or one on 
which he will have to pay no further 
premiums, this paid-up policy will con¬ 
tain one of the newest provisions in 
life insurance — a definite cash value. 
The new policy also contains the entire 
contract, which means, in a broad sense, 
that everything in it is absolutely guar¬ 
anteed. It is non-forfeitable after one 
year’s premium has been paid, and has 
liberal cash loan, cash surrender and 
extended insurance values. 
“It is always the aim of The Pruden¬ 
tial to deal liberally with its policyholders 
and while this Company will not issue 
dividend policies in the future, all 
dividend policies now in force both on 
the Ordinary and the Industrial plan, 
will be carried out the same as if the 
Company had continued to issue partici¬ 
pating policies. All Industrial policies 
issued since the beginning of the present 
year have been on the non-participating 
plan, and there will be no change in these 
policies at the present time. 
“1 he Company will be pleased to 
send a specimen of this new policy to 
persons who will write to the Home 
Office, Newark, N. J., stating age and 
the amount of money they would like to 
invest in life insurance each year. 
“We look upon this new policy of The 
Prudential as one that will become 
popularbecause of its unusual and 
attractive features.” 
THE IMPERIAL PALACES OF JAPAN 
r I 'HERE are thirty palaces belonging 
to the imperial family in various 
parts of Japan, but the present Emperor 
has never occupied more than three or 
four of them, and some of them he has 
never seen. There is a stock-farm at 
Nikko belonging to the mikado, and tour- 
20 
In writing to advertisers please mention House and Garden. 
