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io small business men I suggest that they use such 
profits as they may make in the near future and cannot use 
in their own business to pay off any debts that they owe. 
Another wise mpve would be to buy out other stockholders, 
as Henry Ford did several years ago. If you want to run 
your business you must own it. To a salaried person who 
has a surplus I suggest either the purchase of a house, or 
the rapid retirement of the mortgage on the house now 
occupied. Dollars may be cheaper in later years, but the 
time to pay debts is when money is coming easy. 
Don’t take your easy money and give it to some wise 
guy in the stock market. The man who owns your mort¬ 
gage is a wise guy, too, and he has probably collected in¬ 
terest from you regularly throughout this depression, even 
at times when your wife and children were in sore need 
of shoes. 
If your business and your job looked after you through 
the bleakest days of the depression, and it probably did, 
then, in heaven’s name, take care of your business and your 
job in the years ahead. Let others make the big money 
that tempts you in real estate and stock market specula¬ 
tion, in wildcat specialties, and in green pastures that you 
have never seen. 
—William Feather . 
Reprint from “Bagology” 
