Cape Smoky 
her partner feebly struggling in unequal con- 
test with disciplined and inherited Scotch 
" thrift." No matter how pleasant our inter- 
course with the family had been, when the 
time came for settling the account there was a 
tightening up, so to speak, of voice and visage, 
we were regarded with intense suspicion, and 
our indebtedness announced in a voice so hard 
and cold as to be quite terrifying. The man — 
for the settlement was always made with the 
man — knew he had charged more than value 
rendered, and was prepared to combat any 
remonstrance. 
But when the matter was settled, even if we 
won a few points, the former friendliness re- 
turned, " business " was over, and whatever 
firmness we had displayed was far from having 
lowered us in the esteem of these canny 
Scotchmen. M. said they liked us all the 
better for it. They sometimes excused them- 
selves by explaining that we " had money in 
the bank and could pay as well as not," other- 
wise we would not be able to " take a cruise " 
just for pleasure. 
It was soon after leaving Sandy McDonald's 
that we pulled up short to keep from run- 
15 225 
