Hi 
American Agriculturist, January 26, 
“1 Started with a 
$1000 Bond” 
A farmer customer of ours came in to chat with us the 
other day. 
“My condition,” he said, “was typical—a good income 
and an equal outgo. 
“I do not spend all ;I make but on the other hand I 
had never discovered a way to get ahead financially. 
Some time ago a farmer-banker told me that if I ever 
wanted to invest some money to put it into good first 
mortgage bonds. 
“I had a few hundred dollars on hand at the time, and 
decided to buy a Columbia First Mortgage Bond, which 
my friend said was the most safely protected form of 
mortgage bond that had been produced. 
“I had to give up some things, of course, but that 
bond gave me a lot of comfort. It was my first real in¬ 
vestment. It pleased me so much that I paid $500 down 
and $100 monthly for five months on a $1000 bond. 
“My wife became interested and rearranged house¬ 
hold expenses so she could make monthly payments on 
a $500 Bond. I couldn’t afford to let her get ahead of 
me so I cut out a few expenses and tackled another 
bond, myself. 
“It hasn’t made any real difference in our way of 
living but at last—not too late, thank goodness—we 
learned the secret of accumulating money.” 
Columbia Mortgage Company 
Columbia Mortgage Building 
4 East 43 rd Street New York City 
- Mail This Coupon -“-i- 00 - 24 “ 
COLUMBIA MORTGAGE CO., 4 East 43rd Street, New York 
Gentlemen: 
I want to know howto become the owner of Columbia Bonds 
without materially affecting my present way of living. 
NAME.—.......-. 
STREET...... 
• 
CITY and STATE. 
Safe as a good farm mortgage | 
and far more convenient 
Federal Farm LoanBonds 
Interest Sure—Readily Salable—Safe—Tax-free 
These Bonds are equivalent to first mortgages on improved 
farms in New England, NewYork and Newjersey—all cultivated 
by their owners. The twelve powerful Federal Land Banks guar¬ 
antee prompt payment of interest and principal. Can be had in 
amounts of $40, $100, $500, $1000 and up. For details write to 
The FEDERAL LAND BANK of SPRINCFIELD, MASS. 
STRAWBERRIES FOR PROFIT 
No crop will give you more money per acre or per hour of labor, 
than Strawberries. A good profit is sure. A large profit is possible 
if you follow the right methods. 
Allen’s Book of Berries for 1924 gives simple understandable infor¬ 
mation about growing and marketing Strawberries. It tells how 
to select a#d prepare the land, how and when to set the plants, 
how to cultivate, what varieties to use, and where to obtain good 
dependable true-to-name plants, at a reasonable price. 
Strawberries are grown chiefly because they yield such large'and sure profits 
but they also are the first crop to bring in money in the Spring. The big lus¬ 
cious red berries are favorites in the home garden._and the work can be done 
by women, children, amateurs as well as commercial growers.! 
Free-to-all. Allen’s Book of Berries for 1924 will be sent 
free to anyone interested. The most complete book of its 
kind—thoroughly reliable. Write today for your copy. 
The W. F. ALLEN CO. 
170 Market St. Salisbury, Md. 
ALLEN’S 
PLANTS 
When writing to Advertisers 
Be sure to say you saw it 
in American Agriculturist. 
NATURAL LEAF TOBACCO lbs., $3.00. Smoking, 5 
lbs.,S1.25; 101bs.,S2.00. 
Pay when received , pipe and recipe free 
FARMERS TOBACCO UNION, Dl, PADUCAH, KY. 
WANT MORE MONEY ? 
Our agents make big profits on Soap and toilet articles 
Get free sample case offer. 
.HO-R0-C0 MANUFACTURING CO., 2729 Dodier St. St. Louis, Mo. 
Problems of Distribution 
Continued from page 70 
has increased 55% in the past ten years, 
while the increase in New York’s popula¬ 
tion in that same period was 18%. The 
relatively greater increase in milk con¬ 
sumption can only mean one thing— 
that the consuming public is coming to 
realize more and more the food value and 
health-giving properties of milk. 
Another problem that will soon con¬ 
front the distributor, if in fact in some 
measure it is not already here, is that of 
encouraging greater production per dairy 
to care for the needs of the rapidly grow¬ 
ing number of milk consumers and the 
constantly growing demand for milk. 
The producing territory supplying the 
New York market has already reached 
around the supply going to Boston and 
across the supply to Philadelphia, draw¬ 
ing from the districts that provide milk 
to these cities. This is primarily due to 
the fact that the number of producing 
cows has not increased in the same ratio 
as the demands of a more rapidly growing 
population. Some authorities feel that 
there is little practical limit to the human 
population that can be housed in a limited 
area, but that definite economic laws 
seem to govern the density of cow popula¬ 
tion, for limits obviously exist as to the 
number of cows that can be successfully 
pastured upon available pasture lands. 
This limit is rapidly being reached and 
we can only hope that history will repeat 
itself and that science will, at the proper 
time, offer something distinctly new, 
whereby the problem may be met and 
the rapidly growing city population be 
assured of an adequate and wholesome 
milk supply. 
Milk for consumption in the City of 
New York is classified into three grades 
established by the health department of 
that city, known as Grade “A” Raw, 
Grade “A” Pasteurized, Grade “B” 
Pasteurized. Grade “A” milk is produced 
and handled with unusual care. Farmers 
are paid a premium for producing this 
grade of milk and which must not con¬ 
tain more than 30,000 bacteria per cubic 
centimeter. 
The Bottle Problem 
* 
Milk is sold in New York City in two 
forms: bottled and bulk or dipped. Most 
of the bottled milk reaches the con¬ 
sumer through the delivery wagons while 
the bulk milk is sold on the “cash and 
carry” plan through stores. 
Still another operating problem of no 
small moment to the milk distributor 
company is that of breakage and misuse 
of milk bottles. The average life of a milk 
bottle is confined to about fifteen fillings 
or trips. So with a dealer who delivers 
913,000 bottles daily, if the cost were 
4Kc per bottle, and if he had to replace 
these bottles every 15 days, his annual 
expense for bottles would be $1,000,000. 
Much of this loss is due to breakage and 
is unavoidable, but a great part of the 
loss is suffered from abuse and is prevent¬ 
able and a saving in this waste can be 
effected through the cooperation of the 
public. A milk bottle exchange is main¬ 
tained by the distributors and which 
serves as a medium for the reclaiming of 
lost, strayed or stolen bottles. The num¬ 
ber of bottles recovered for the New York 
distributors through the local exchange 
approximates 4,750,000 yearly. 
In conclusion—a city’s milk supply 
touches health so closely that the public 
has a right to expect to be kept informed 
regarding the business. The educational 
movement backed by public health 
agencies and sponsored by eminent 
authorities in furtherance of consumption 
of milk is unquestionably having effect. 
More and more the dairy cow is being 
recognized as the central figure around 
which diversified agriculture rotates. It 
is plain that the advantage of agriculture 
and the improvement of human nutri¬ 
tion are in harmony and accord at this 
point. Today the best authorities on 
health and nutrition are pretty closely 
united in broadcasting the slogan, “A 
quart of milk a day for everyone.” 
The New 
IMPROVE 
no-buc. 
WARN*. 
Mo Buckles To 
No Hines 
Send for my big new f ree harness bookj 
Tells how I send Walsh No-Buckl e | 
Harness on 30 days free trial. Use it—prove for yourself I 
that it is stronger, easier to handle. Outwears buckle I 
harness because it has no buckles to tear straps, noringjl 
to wear them, no buckle holes to weaken them. Amazing I 
success—thousands in use in every state. ■ 
Costs Less—Wears Longer 
Saves repairs. Walsh special 900 steel test leather, whicli 1 
is explained in big free book. Easily adjusted to fit I 
any size horse. Made in all styles: back pad, side backy I 
breechingless, etc. $5 after 30 days trial—balance is " 
paid monthly. Return to me if not satisfac¬ 
tory. Write today for my big free book, prices,^ 
easy terms. Sold direct to you by mail only 
w J. M. WALSH, Pres. 
WALSH HARNESS CO. 
S15 Keefe Ave., Millwaukee, WIs. 'J 
Prompt shipment from ware ' Fwil 
_ 
CHAPPED HANDS 
CUTS 
SORES 
Burns Etc 
We want to prove to you 
/ what a wonderful healing ointment | 
s vS Corona is—for quickly healing Cuts, 
Wounds,Chapped Hands, Corns, Scalds, 
Bums, Piles, Skin Diseases, etc. You have 
never used any preparation equal to 
CORONA 
No other preparation like it — instantly 
soothes and quickly heals. 
Send name and address and 
get large size can on 20 days 
Free Trial. If you find it the 
best healing preparation you 
ever used send65jrin payment 
at end of 20 days. No charge 
if you are not satisfied. 
THE CORONA MFG. CO. , 
11 Corona Slock, Kenton, 0. ii 
•UOMVaOICJ.CMW’5 t 
NEW LAMP BURNS] 
94% AIR 
Beats Electric or Gas 
A new oil lamp that gives an an 
ingly brilliant, soft, white light, 
better than gas or electricity, has 
tested by the U. S. Government and 
leading universities and found to be I 
perior to 10 ordinary oil lamps. It bu 
without, odor, smoke or noise —no pu 
ing up, is simple, clean, safe. Burns < 
air and 6% common kerosene (coal 
The inventor, R. M. Johnson, 6421 
Broad St., Philadelphia, is offering to se 
a lamp on 10 days’ FREE trial, or evenl 
give one FREE to the first user in ef 
’ocality who will help him introduce 
Write him to-day for full particula 
Also ask him to explain how you canf 
the agency, and without experience i 
money make $250 to $500 per montlj 
—for this powtf| 
ful, dependaW 
Hardie Juniwl 
Sprayer. Foil 
small orchanii;| 
2501b. pre»i 
l 4 gals, per oift| 
Write for rsfafof J” 
| Liar die Mfg.Ct| 
Hudson, 
Mich. 
IVEN£3ftg 
NEW HAVEN WATCH -BASE BALL 0U1f 
Choice of 50 practical girls, boys and 
household premiums for selling only 
30 packets of EASTERN seeds 
at I Oc per packet. Liberal cash 
Commissions. Send no money. 
We trust you until sold. Order 
now or ask for catalog. 
EASTERN SEED CO.. Dept. S. LANCASTE1 
mm 
RIF LE AND 50 BUOtt 
SENT POSTM1 
5 ^- - This Dandy Big Lover Actio®! 
is yoors for Belling onkp 20 pkgs. fag"! 
_ CardeatlBc. Extra Prize for promptness. ' ** 
you-wrltotoday. SUM MFG.CO. DEPT. 261 * 
A 'T , T** M’T’ C 1 Write today for free insy 1 ]] 
I JAiN 1 O book and Record of Jm 
M. am . tun * blank. Send sketch off 
for personal opinion. CLARENCE A. O’BRIENl 
lered Patent Lawyer, 73-B Security Strings & Com^j 
Bldg., directly across street from Patent Office 
ington. D. C. 
