State Co^vesttion—Grass is King. 
413 
grumble that they are not getting along quite so fast as others. 
We measure ourselves by others. We see men getting rich. One 
man is getting a fortune by literary tact, another by railroad steal¬ 
ing. I have noticed one thing, that a good many of those boys 
who go away from home because they don't want the drudgery of 
a farm, very often come home on a little visit, and ask their father 
to endorse a note ior them. 
Secretary Field: I desire to say a word, more in answer to what 
Mr. Adams stated than otherwise, not that I desire to say anything 
further upon this financial question, as that has been discussed at 
great length, and very ably by some, but I desire to say to Mr. 
Adams and to other gentlemen of this convention, that I believe in 
people being in debt, piovided they are not payung such rates of 
interest as to take from them all their profits except a bare living. 
If my friend Mr. Seymour has $100,000 in cash, he does not care 
about investing it in the various industries of the world. He can 
do better. He can loan to Mr. Adams ten thousand, to my friend, 
there, ten thousand, to me ten thousand, and to others throughout 
this State. He is not compelled to loan that money, but if he does 
loan it, it shall be at a price we can afford to pay. Then it would 
be a benefit to all. You understand farming, I understand manu¬ 
facturing, another man understands another branch of industry, 
and the world is largely benefited by our being in debt, and by his 
loaning that money, provided we get it at a price we can afford to 
pay; for wealth cannot be produced in this world without the joint 
partnership of capital and labor. There must be both; they must be 
combined, and I claim that labor should have nearly all the profit; 
and in a word I will tell you why. Labor takes all the responsi¬ 
bility', takes all the chances, or very nearly all. For, if Mr. Sey r - 
mour loans me $10,000, and I give him proper security, and he is 
not going to let me have it unless I do, he takes no chances what¬ 
ever. If I agree to give him three per cent, he is going to get his 
money; he is as sure of that as he lives, while I take all the chances 
of water and fire, chinch-bug and grass hoppers, and all the evils 
incident to any productive enterprise; he takes none of them on 
his shoulders, hence I say' if I can produce with my labor and cap¬ 
ital combined, three or four per cent, only, above a bare subsistence, 
I am entitled to nearly every cent of it. He is entitled to some- 
4 m 
thing, but in my judgment he is not entitled to more than two or. 
