


ECLIPSES FOR THE YEAR. 
In the year 1912 there will be four Eclipses, two of 
the Sun and two of the Moon. 
I, A PartiaAL EcripsE oF THE Moon, April 1-2. 
Invisible to the United States. Visible to Europe, Asia 
and Africa, and in part to the northeastern tip of North 
America, South America except the northwest portion, 
and the western portion of Australia. 
_ I. A Cgnrrat Ecvipse or THe Sun, April 17. 
Visible to the eastern portion of North America, the 
West Indies, the northern and northeastern portions of 
South America, Europe, northwest Africa, and the 
western part of Asia. Occurring as a partial eclipse as 
follows: 

Standard Begins, Ends. 
m. 
Boston ----| Eastern sh. 15m. M. 
New York . “s Before sunrise. 
Pittsburgh . ee « « 
Washington re “ “ 
Charleston. a Middle before sunrise. 
Cincinnati -| Central e “ rT 
Chicago... yh 
teeta x. ie “ “« “ 
Nashville.. Vi “ “ « 
St. Louis... SN “ “ “ 
Atlanta.... ee “ “ “ 
EE 
5 
38 M. 
36 M. 
35 M. 
M. 
M. 
6 M. 
M. 
M. 
M. 
28M. 
“ “ “ 



AWM DRADA> 

III, A Parttat Ecripse or tHE Moon, Septem- 
ber 26. Visible to the central and western portions of 
North America, Australia and the Pacific Ocean, and in 
part to the eastern portions of Asia. Occurring as follows: 
Standard. 
Central. Mountain.| Pacific. 
ORS ereornr or s 
M'n enters shadow} 5 3 M. 4 3M. 3 3M. 
Middle of eclipse..| 5 45 M. 445M. 3 45 M. 
M’n leaves shadow| 6 26 m. 5 20M. 4 260M. 

First contact of shadow, 8 degrees from the north point of the Moon’s limb 
toward the west. 
Magnitude of Eclipse, 0.122 (Moon's diameter, 1.0). 



IV. A Tora. Ecuipsg oF THE SuN, October ro. 
Visible to the southeast tip of the United States, the 
southern part of Mexico, Central America, the West 
Indies, South America and the southern end of Africa. 
Occurring as a small partial eclipse as follows: 
Standard 3egins. 
hom 
Charleston .| Eastern. 6 32781 Ms 
Savannah...| Central. | Just before sunrise. 
Atlanta ....| 4 Before sunrise. 
Jacksonville fs rs! 
Mobile sty Middle before sunrise. 
NewOrleans i y id ff 
Galveston.. 
“c “c “ “ 

BUSINESS LAWS IN BRIEF. 
It is a fraud to conceal a fraud. 
A note given by a minor is void. 
Ignorance of the law excuses no one. 
A contract made with a lunatic is void. 
A contract made with a minor is invalid, 
The acts of one partner bind all the others. 
An agreement without consideration is void. 
The law compels no one to do impossibilities. 
Contracts made on Sunday cannot be enforced. 
Signatures made in lead pencil are good in law. 
A receipt for money paid is not legally conclusive. 
Principals are responsible for the acts of their agents. 
It is not legally necessary to say on a note “for value 
received.” 
Each individual in a partnership is responsible for the 
whole amount of the debts of the firm. 
Checks or drafts must be presented for payment without 
unreasonable delay. 
If the time of payment of a note is not inserted, it is held 
payable on demand. 
A note obtained by fraud, or from a person in a state of 
intoxication, cannot be collected. 



