Post OFFICE SAVINGS BANKS. A431 


RESIDENCE ABROAD.—Permission is granted to persons 
over thirty years of age, who have been insured five years, to 
reside in any part of the world without the payment of any 
extra premium. 
LAPSED INSURANCES.—MONEy Not LosT.—If after paying 
two annual premiums the Insurance is discontinued, a 
surrender value is payable, or a “paid up” policy is issued 
for such an amount of Insurance as the premiums already 
paid may justify. 
NOMINATIONS.— Any insured person over sixteen years of 
age can, without any expense, nominate a person to receive 
the amount of Insurance money at death. 
PAYMENT AT DEATH.—The amount insured is paid imme- 
diately evidence of death is furnished. A form for obtaining 
a cheap certificate of death, at the reduced charge of one 
shilling, can be obtained from the Controller 
of the 
Savings Bank Department. 
FACILITIES FOR INVESTING IN THE FUNDS. 
INVESTMENTS IN GOVERNMENT STOCK can be made through 
any Post Office Savings Bank of sums from one shilling to £200 
Stockin any year ending 31st December until the maximum of 
#500 Stock has been reached; and money can be deposited 
for this purpose irrespective of ordinary Savings Bank 
deposits. The dividends are collected by the Post Office and 
added to the depositors’ accounts without charge. 
SALES.—A depositor who buys Stock in this way can sell 
the whole or part of it at any time through the Post Office 
Savings Bank. 
COMMISSION.—The commission on a purchase or a sale of 
Stock is 9d. for Stock not exceeding £25, and 6d. on each 
further £25 up to £100. Beyond this it is 6d. more for each 
additional £100 Stock or part of £100 Stock. 
FURTHER PROVISIONS IN REGARD TO STOCK.—A depositor 
may, ata small cost, transfer Stock into his name at the 
Bank of England, or obtain a Stock Certificate with dividend 
coupons annexed. 
