APPLIES TO EVERYTHING WE SELL 
Paying cash in full is the most economical way to buy—unless doing so means 
a sacrifice of quality, or deprives you of necessities requiring more cash than 
is readily available. Then it is sound economy to use your credit, provided the 
amount to pay monthly can comfortably be spared each month out of income. 
As little as $5 a month will buy a lot of conveniences. 
The convenience and satisfaction of having merchandise of the quality you 
prefer, and the use of it as you pay for it, justifies the small extra charge for credit. 
It is a sensible, economical way to buy. 
Wards Monthly Payment Plan is available to any responsible person. Only 10% 
Down Payment is required on the items listed in this Garden Book. Payments as 
low as $5 a month. If you do not already haye an account here, an order total- 
ing $20 or more is enough to open an account. Those who have accounts may 
use Wards ’‘Add-on”’ plan explained below when making additional purchases. 
HOW TO OPEN AN ACCOUNT 
Write your order in the usual way on one of our regular order blanks, being sure 
the order totals $20 or more. Then fill in and sign the Application for credit on 
the back. Minors will also have parent or guardian fill in and sign application. 
Enclose check or money order for the Down Payment and mail to the Ward Mail 
Order House nearest you. There will be a short delay for credit investigation 
which is confidential. If you live near a Ward Store or a Ward Catalog Office, 
the credit manager there will handle all of the details for you. 
REQUIRED DOWN PAYMENT 
It is to your advantage to make as large a Down Payment as you can comfort- 
ably spare. The minimum Down Payment for Nursery Stock or any other item 
‘sold in Wards Garden Book is 10%. By making a substantially larger Down Pay- 
ment, you save on the carrying charge and may reduce the amount to pay 
Monthly. For example: Suppose you are ordering a $70 article on which the 
minimum down payment is 10% or $7. If you will send $15 down instead of $7 
down, your unpaid balance will be only $55 instead of $63—and your carry- 
ing charge will be only $5 instead of $6. Your monthly payment will also be 
only $5 instead of $6. If your account is paid in full before the first payment is 
due, there will be no carrying charge. 
AMOUNT TO PAY EACH MONTH 
Add up your purchases, including any transportation charges to be advanced 
by Wards and any applicable tax, then subtract the amount for Down Payment. 
The remainder is the unpaid balance to which a carrying charge is added. 
Table of Terms at bottom of page shows amount to pay Monthly. 
WARDS CONVENIENT ‘’ADD-ON"’’ PLAN 
After your credit is established, or if you already have an account with us now, 
you may make additional purchases of $10 or more to be added to your account. 
The amount of your new purchase, plus our usual carrying charge of 10%, is 
then added to the amount you owe. Just fill in and sign the ‘’Add-on’’ form on 
the back of the order blank. 
Your Monthly Payment will not be increased unless the new balance re- 
quires a larger Monthly Payment as shown in the Table of Terms below. 
TABLE OF TERMS 
We Will Add We Will Add 
If Unpaid for Carrying |Monthly| If Unpaid for Carrying | Monthly 
Balance is Charge |Payment! Balance is Charge Payment 
20.00 to 22.0 2.00 100.01 to 110.00 10.00 
Ae ole eae aa 110.01 to 120.00} 11.00 10.00 
24.01 to 26.00 2.50 120.01 to 130.00 12.00 
Behe ois ae 130.01 to 140.00] 12.75 
140.01 to 150.00 13.50 11.00 
pee ‘01 to 160.00] 14.25 
30.01 to 32.00 ews CURA 
3.10 
32.01 to 34.00 3.30 5.00 |160.01 to 170.00} 14.50 
34.01 to 36.00 3.45 170.01 to 180.00} 15.50 pea 
36.01 to 38.00 3.70 —_——_—— 
Te oa Se 180.01 to 190.00] 16.50 13.00 
38.01 to 40.00 3.80 190.01 to 200.00} 17.50 
40.01 to 45.00 4.25 
45.01 to 50.00 4.75 200.01 to 210.00} 18.00 14.00 
50.01 to 55.00 5.00 210.01 to 220.00/ 19.00 
55.01 to 60.00 5.50 6.00 |220.01 to 230.00} 20.00 15.00 
60.01 to 65.00 6.00 : 230.01 to 240.00} 21.00 
65.01 to 70.00 6.50 7.00 [240.01 to 250.00} 22.00 16.00 
70.01 to 75.00 7.00 250.01 to 260.00} 22.50 
75.01 to 80.00 7.50 260.01 to 270.00} 23.50 17700 
80.01 to 85.00 8.00 8.00 |270.01 to 280.00 24 50 C 
85.01 to 90.00 8.50 ; ———_— 
— 280.01 to 290.00} 25.50 18.00 
90.01 to 95.00 9.00 9.00 
95.01 to 100.00 9.50 : 290.01 to 300.00} 26.50 19.00 
Ne a oe eee ee ee ee 
Terms Above are Subject to Change. Write for Terms on Larger Orders. 
Sa Whaboo Gaon 
REDWOOD WINDOW BOXES 2.89 36 inch 
Give your windows the warmth and rustic charm of Redwood. 
Known for its ability to withstand time and weather, admired 
everywhere for its rich color, Redwood forms the ideal window box. 
Leave in its natural beauty, or varnish or enamel to suit your taste. 
Will not rot, resists destructive insects. Overall dimensions: depth from 
front to back: 7 in., height: 5Y2 in. Shipped folded flat. Screws and in- 
structions for assembly included. 
87 GB 12842 M—Redwood Box 36 in. long. Ship. wt. 9 Ibs....... $2.89 
87 GB 12843 M—Redwood Box 48 in. long. Ship. wt. 12 lbs...... 3.65" 
87 GB 12844 M—Redwood Box 60 in. long. Ship. wt. 13 lbs....... 4.10 
87 GB 12845—Redwood Brackets for above. Wt. 2 lbs.............59¢ 
HEAVY STEEL wWINpDow Boxes 1.79 
Attractive and practical, with leakproof, embossed surface. Stur- 
dily constructed of heavy-gauge steel. Reinforced—with new 
knurled edge design. Equipped with secondary bottom, raised Y in. 
above base for drainage of excess water. Dark green enamel finish 
baked on for lasting beauty. 52 in. deep, 614 in. wide. at top 
87 GB 12716 M—Box 24 in. long. Ship. wt. 3 lbs. 8 oz............ $1.79 
87 GB 12717 M—Box 30 in. long. Ship. wt. 5 lbs.............-..-- 1.98 
87 GB 12720—Ornamental Metal Brackets. For Window Boxes above. 
Coated dark green. Shippjng weight 1 lb..............-...---.. 79c 
SOLID LEDGE METAL PLANT SHELF 1.29 
Here is an opportunity to display your prize plants and give your 
home extra vitality and charm. Heavy metal rods form an orna- 
mental scroll design which serves to keep plants from falling. Shelf 
ledge is solid metal, notched in center to fit over window lock. Attaches 
to upper window frame or sill. Heavy metal rod supports. Flange and 
end brackets hold shelf securely in place. Size 8-in. by 18-in. White 
enameled, matches shelf (CC) and stand (DD) below. 
87 GB 12711—Shipping weight 3 Ibs... .....2.-.--+--- esse eee $1.29 
WHITE ENAMELED PLANT SHELF 1.89 
This decorative shelf will furnish a new eye appeal for your win- 
dows. Fits any standard window sill 25 or more in. wide. The 
scroll-design heavy metal rods enliven the low fence which prevents 
the plants from falling. Flange and end brackets hold the shelf firmly 
in place. White enameled. Size 8 in. by 24 in. 
87 GB 12798—Shipping weight 3'lbs.'8'02.5.. = 205 skis ease $1.89 
GRACEFUL METAL PLANT STAND Selo 
Permanent beauty for your year ‘round garden. Use indoors and 
out. Similar to (CC) above, but has legs. White enameled. Size: 
181 in. high, 8/2 in. wide, 241 in. long. 
S7-GBl2722M—onipping weighted) LDS iam <i. «1 <feleleiniejeis) eri $3.15 
ATTRACTIVE POT HOLDER 80¢ 
For that ‘extra something’’ your home needs. Slipsover center 
rail of window. Place singly over lock, or use 2 or 3 in group. Or 
screw several into wall in decorative grouping. White enameled. 
Shipping weight 1 lb. each. 
3 for $2.29 [coaxsor# WARDS 69} 
87 GB 12723....Each 80c; 
