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“a Ce ae ee PS ety 
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Turret 1s Nor Havrne the attention it deserves in 
our system of education and it is no small problem to 
decide how instruction in this important art can best be 
given. But there is no school like the school of experi- 
ence. ‘The lessons taught are not always given under 
pleasant conditions or with due regard to the sensibili- 
ties of the victims; but the instruction is gained. Thrift 
may be taught by the experiences of others or boug'it 
with the price,—the price of personal experience. It 1s 
a wise man that profits by the successes and failures of 
others. It is not often, however, that the wisdom that 
others have gained is given so incisively and accurately 
as Lucien G. Warner has written. He claims that there 
are four great investment laws that must not be disre- 
garded. Rule I is, never loan a needy friend any more 
money that you can afford to lose. The second ruie 
reads, never invest in a bttisness with which you are 
not familiar without first having a careful investigation 
made by disinterested experts of established skill and 
responsibility. His third rule is, never take stock or in- 
vest money in any new enterprise unless you are willing 
to devote to it your own time and energy. Rule four 
is, if you are conducting a successful business do not 
add to it any other buisness, unless so closely related 
it that one helps the other. These four simple rules are 
the com'ronplace facts of invest nents and by breaking 
these rules, either one or all of them, more fortunes are 
lost than in any other way. Every investor should care- 
fully consider these principles and stow them away in 
his mind against the day of temptation. 
Tir STATE OF MAssAcuuserrs has lost a valuable 
leader in the death of former Governor Curtis Guild. 
His career has been interesting and successful. Begin- 
ning as a bill collector on a trade paper after his gr adu- 
ation from Harvard College, by the force of his person- 
ality, intelligence and will he had been able to command 
the respect of a wide circle of friends. The republican 
party entrusted their standard to him and he carried the 
party into power with overwhelming successes. As our 
Avbassador to Russia at a very trying time in the rela- 
tions of the two countries he proved himself to be a 
diplomat of ability and good judgment. His editorial 
work on his paper has always been of high order. To 
this great faculty of studying men and their activities, 
whether in the past as records of history, or in the pres- 
ent as trade movements and political activities, Curtis 
Guild owed much of his success. | Massachusetts has 
rarely had as a Governor a man of, such broad sym- 
pathies and such an interest and command of the facts 
of history as did Curtis Guild. 
THE 
systen. 
City oF Brveriy has established an honor 
The assessors have mailed to its list of tax- 
payers blanks to be filled out stating the taxable prop- 
erty they possess. The method has some advantages that 
cannot be denied. 
Keep Your Eves out for the bogus five dollar bills. 
There are m: iny of them in pinculaniee 
Tuere Arg Now a surprising number of new Amer- 
icans living on the Shore. Forty years ago the laboring 
work was done by Irishmen. jut the irish have made 
wonderful advances due in part to their native intel- 
ligence and in part to the opportunities presented by our 
public school system. Now the Italians have come in. 
Along the entire shore a certain type of work 1s being 
done by these immigrants. Most of them earn less than 
two dollars a day and live accordingly. They have never 
been trained to live in a wholesome New England way. 
Most of these men come from Italy after they have 
reached maturity. Some of them are well trained 
their native language, but most of them are illiterate. 
As a class, however, they are ambitious and desire to be- 
come American citizens and to learn the American ways 
Every community should try to do something to assist 
these men to gain their ends. Jt is true that they are 
selfish in their desires to learn English, but on the other 
hand there is a moral and economic reason why the New 
England towns and cities should try to do something for 
then. One protestant church. on the Shore has been 
trying to do sorething for these men and it is such work 
that will mean much to the community in the years *o 
come. 
Tig SEASON ts Now On as far as preparations are 
concerned. The carpenters and builders are beginning 
to receive their instructions for spring work. The 
owners of estates upon the Shore know the value of 
early planning and execution of work on Shore property. 
The Massachusetts committee to promote work has been 
an effective agent in inspiring employers of labor to 
continue work as long as possible, but employers must 
have contracts to employ their men. It will be well for 
North Shore property owners to go over their summer 
plans at once and give the word to their contractors to 
go ahead as soon as possible. In real estate transactions 
negligence is the worst form of extravagance and care- 
ful w vork every year in offsetting inevitable deterioration 
will be profitable to the owners ‘of buildings 
Goops RoAps IN SuMMéER for motors make bad 
roads for heavy horse drawn service vehicles after such 
storms as came on Saturday. It has been suggested that 
in the construction of wide roads a portion of it should 
be constructed to make it possible for horse-drawn ve- 
hicles to be used without the dangers that come from 
fast driven motor vehicles and those occassioned by the 
slipping of horses. 
THE SprING is the time to care for the trees. The 
attractiveness of our Shore is due to the ocean and to 
the beauty of the trees. The North Shore residents 
should care for them. Look over your own estate or 
engage a competent forester. A dollar well spent now 
will save ten dollars a month and a half from now. 
Tue Crry or BEVERLY is continuing the improve- 
ments to its fire fighting apparatus. It has added another 
motor kit to its equipment. The days of the horse- 
drawn fire apparatus have gone. 
